Tool
Airport Lounge Access Cards
Which credit cards give you airport lounge access, and how many visits do you get? Compare 129 cards side by side.
📊 238 cards compared • 🏦 Data from official bank documents • 🚫 No affiliate commissions • 🔄 Updated May 2026
129
Cards with Lounges
17
Free + Domestic
64
International Access
3
Unlimited Access
Filter Cards
129 cards found
HDFC Tata Neu Infinity
HDFC · Visa
9.1
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹1,499
Spend ₹3L/year
IDFC FIRST Diamond Reserve Credit Card
IDFC FIRST · Visa
9
Score
8
Domestic / yr
8
Intl / yr
Annual Fee ₹3,000
Min ₹20,000/mo spend
Spend ₹6L/year
ixigo AU Credit Card
AU Small Finance Bank · RuPay
8.9
Score
8
Domestic / yr
1
Intl / yr
Annual Fee Free
Spend Rs 1L/year or Rs 1K in first 30 days
Kotak Solitaire Credit Card
Kotak · Visa Signature
8.8
Score
Unlimited
Domestic / yr
Unlimited
Intl / yr
Annual Fee ₹25,000
Waived for Kotak Solitaire Program customers
Unlimited
Titan SBI Credit Card
SBI · Visa
8.8
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹2,999
Spend ₹3L/year
HDFC Millennia
HDFC · Visa
8.7
Score
32
Domestic / yr
—
Intl / yr
8 domestic + — intl per quarter
Annual Fee ₹1,000
Spend over ₹1,00,000 in a year before renewal to get Credit Card fee waived
Resets quarterly
HDFC Regalia Gold
HDFC · Visa Signature
8.7
Score
32
Domestic / yr
16
Intl / yr
8 domestic + 4 intl per quarter
Annual Fee ₹2,500
Min ₹35,000/mo spend
Spend ₹3L/year
Resets quarterly
HDFC Swiggy Credit Card
HDFC · Visa
8.7
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee ₹500
Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Resets quarterly
IDFC FIRST Select Credit Card
IDFC FIRST · Visa Signature
8.7
Score
16
Domestic / yr
8
Intl / yr
4 domestic + 2 intl per quarter
Annual Fee Free
Spend ₹2L/year
Resets quarterly
IDFC FIRST Wealth Credit Card
IDFC FIRST · Visa Signature
8.7
Score
32
Domestic / yr
16
Intl / yr
8 domestic + 4 intl per quarter
Annual Fee Free
Min ₹20,000/mo spend
Lifetime free
Resets quarterly
IndusInd Tiger Credit Card
IndusInd · Visa
8.7
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee Free
Lifetime free
Resets quarterly
Axis Bank Horizon Credit Card
Axis · Visa
8.6
Score
32
Domestic / yr
32
Intl / yr
8 domestic + 8 intl per quarter
Annual Fee ₹3,000
None
Resets quarterly
PhonePe HDFC Bank Ultimo Credit Card
HDFC · RuPay
8.6
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹999
Min ₹75,000/mo spend
Rs. 2 lakh annual spends
Resets quarterly
ICICI Times Black Credit Card
ICICI · Visa
8.6
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹20,000
25 lakh per year
Resets quarterly
SBI Card PRIME
SBI · Visa Signature
8.6
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹2,999
Renewal fee waived on annual spends of Rs. 3 lakhs
AU ABC Pro Credit Card
AU Small Finance Bank · Visa
8.5
Score
8
Domestic / yr
4
Intl / yr
2 domestic + 1 intl per quarter
Annual Fee ₹999
Spend Rs 1.5L/year
Resets quarterly
HDFC Diners Club Privilege
HDFC · Diners Club
8.5
Score
32
Domestic / yr
—
Intl / yr
8 domestic + — intl per quarter
Annual Fee ₹1,000
Min ₹15,000/mo spend
Spend ₹3L/year
Resets quarterly
Chennai Super Kings ICICI Bank Credit Card
ICICI · Visa
8.5
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee ₹500
Min ₹75,000/mo spend
Spend Rs 1.5L/year
Resets quarterly
ICICI MakeMyTrip Credit Card
ICICI · Visa
8.5
Score
8
Domestic / yr
1
Intl / yr
Annual Fee ₹999
Spend ₹3L/year
IDFC FIRST Ashva Credit Card
IDFC FIRST · Visa Signature
8.5
Score
16
Domestic / yr
8
Intl / yr
Annual Fee ₹2,999
Min ₹20,000/mo spend
SBI Card ELITE
SBI · Visa Infinite
8.5
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Annual fee reversal on annual spends of Rs. 10 lakh
AU Zenith+ Credit Card
AU Small Finance Bank · Visa
8.4
Score
16
Domestic / yr
16
Intl / yr
4 domestic + 4 intl per quarter
Annual Fee ₹4,999
Spend ₹8L/year
Resets quarterly
Axis Atlas
Axis · Visa Signature
8.4
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹5,000
Spend ₹7.5L/year
Axis Citi Rewards Credit Card
Axis (formerly Citi) · Visa
8.4
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹1,000
Min ₹50,000/mo spend
Spend ₹2L/year
HDFC InterMiles Signature Credit Card
HDFC · Visa Signature
8.4
Score
16
Domestic / yr
5
Intl / yr
Annual Fee ₹2,500
Rs. 3 lakh spend in previous year
IDBI Winnings Credit Card
IDBI · RuPay
8.4
Score
32
Domestic / yr
16
Intl / yr
8 domestic + 4 intl per quarter
Annual Fee ₹899
Spend Rs 90K/year
Resets quarterly
IndusInd Bank Celesta Credit Card
IndusInd · Visa
8.4
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹5,000
Spend ₹10L/year
Resets quarterly
Kotak White Reserve Credit Card
Kotak · Visa Infinite
8.4
Score
Unlimited
Domestic / yr
Unlimited
Intl / yr
Annual Fee ₹12,500
Spend ₹10L/year
Unlimited
IndiGo SBI ELITE Credit Card
SBI · Visa
8.4
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Min ₹1,00,000/mo spend
Spend ₹5L/year
Reliance SBI PRIME Credit Card
SBI · Visa
8.4
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹2,999
Spend ₹3L/year
SBI Aurum Credit Card
SBI · Visa Infinite
8.4
Score
16
Domestic / yr
Unlimited
Intl / yr
Annual Fee ₹9,999
Spend ₹12L/year
Unlimited
SBI Card ELITE Advantage
SBI · Visa
8.4
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Rs. 10 lakhs annual spends
SBI Card MILES ELITE
SBI · Visa Signature
8.4
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Spend ₹15L/year
Axis Flipkart Credit Card
Axis · Visa
8.3
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee ₹500
Annual spends of Rs. 3.5 Lakh
Resets quarterly
SpiceJet Axis Bank Voyage Black Credit Card
Axis · Visa
8.3
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹2,000
HDFC BizPower Credit Card
HDFC · Visa
8.3
Score
32
Domestic / yr
24
Intl / yr
8 domestic + 6 intl per quarter
Annual Fee ₹2,500
Min ₹75,000/mo spend
Annual spends of Rs. 4 Lakh
Resets quarterly
HDFC Regalia
HDFC · Visa Signature
8.3
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹2,500
Spend ₹3L/year
Paytm HDFC Bank Select Credit Card
HDFC · Visa
8.3
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹1,000
Spend Rs 1.5L/year
IDFC FIRST Mayura Credit Card
IDFC FIRST · Visa Infinite
8.3
Score
16
Domestic / yr
16
Intl / yr
Annual Fee ₹5,999
Min ₹20,000/mo spend
Doctor's SBI Credit Card
SBI · Visa
8.3
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹1,499
Annual fee reversal on spending Rs. 2 lakh or more in a year
SBI IRCTC Premier Credit Card
SBI · Visa
8.3
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹1,499
Rs.2 lakh annual spend
Airtel Axis Bank Credit Card
Axis · Visa
8.2
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Min ₹50,000/mo spend
Spend Rs. 2 Lakh in a year
DBS Spark20 Credit Card
DBS · Visa
8.2
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹1,499
Spend Rs 2.5L/year
IRCTC HDFC Bank Credit Card
HDFC · Visa
8.2
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Renewal fee waived on spends of Rs.1.5 lakhs or more in the last anniversary year
Marriott Bonvoy HDFC Credit Card
HDFC · Visa Signature
8.2
Score
12
Domestic / yr
12
Intl / yr
Annual Fee ₹3,000
None
HSBC Cashback Credit Card
HSBC · Visa
8.2
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee ₹999
Spend ₹2L/year
Resets quarterly
HSBC TravelOne Credit Card
HSBC · Mastercard
8.2
Score
6
Domestic / yr
4
Intl / yr
Annual Fee ₹4,999
Spend Rs 8L/year
EazyDiner IndusInd Bank Credit Card
IndusInd · Visa
8.2
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹2,999
Resets quarterly
IndiGo Kotak 6E Rewards XL Credit Card
Kotak · Visa
8.2
Score
32
Domestic / yr
—
Intl / yr
8 domestic + — intl per quarter
Annual Fee ₹1,500
Spend Rs 50K/year
Resets quarterly
Kotak Privy League Signature
Kotak · Visa Signature
8.2
Score
32
Domestic / yr
16
Intl / yr
8 domestic + 4 intl per quarter
Annual Fee ₹2,500
Spend ₹4L/year
Resets quarterly
Standard Chartered Emirates World Credit Card
Standard Chartered · Mastercard World
8.2
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹3,000
Min ₹10,000/mo spend
Spend ₹5L/year
Union Bank RuPay Select Credit Card
Union Bank · RuPay
8.2
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹499
Spend Rs 50K/year
Resets quarterly
YES Private Credit Card
YES Bank · Visa Signature
8.2
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹10,000
Axis ACE Credit Card
Axis · Visa Signature
8.1
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹499
Spend ₹2L/year
Federal Bank Celesta Credit Card
Federal Bank · Visa Signature
8.1
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee Free
Min ₹60,000/mo spend
Lifetime free
Resets quarterly
Shoppers Stop Black HDFC Bank Credit Card
HDFC · Visa
8.1
Score
16
Domestic / yr
8
Intl / yr
4 domestic + 2 intl per quarter
Annual Fee ₹4,500
Resets quarterly
Tata Neu Plus HDFC Bank Credit Card
HDFC · Visa
8.1
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee ₹499
Min ₹50,000/mo spend
Spend Rs. 1 Lakh in a year
Resets quarterly
Adani One ICICI Bank Signature
ICICI · Visa Signature
8.1
Score
16
Domestic / yr
2
Intl / yr
Annual Fee ₹5,000
Spend ₹6 lakh in a year
Club Vistara IDFC FIRST Credit Card
IDFC FIRST · Visa
8.1
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹4,999
Min ₹20,000/mo spend
YES Marquee Credit Card
YES Bank · Mastercard World
8.1
Score
12
Domestic / yr
4
Intl / yr
Annual Fee ₹4,999
Min ₹1,00,000/mo spend
Spend ₹10L/year
American Express Membership Rewards Card
American Express · Amex
8
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee ₹4,500
Spend ₹1.5L in first 90 days for first year
Resets quarterly
Axis Bank Privilege Credit Card
Axis · Visa Signature
8
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹1,500
Min ₹50,000/mo spend
Spend ₹5L/year
Resets quarterly
Fi-Federal Amplifi Credit Card
Federal Bank · Visa
8
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee ₹2,000
Min ₹10,000/mo spend
Spend ₹2.5L/year
Resets quarterly
Adani One ICICI Bank Platinum
ICICI · Visa Platinum
8
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹750
Spend ₹3L/year
IndusInd Bank Pioneer Heritage Credit Card
IndusInd · Visa Infinite
8
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹25,000
Spend ₹10L/year
Resets quarterly
SBI Etihad Guest Credit Card
SBI · Visa
8
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹4,999
Spend ₹3L/year
American Express Platinum Reserve Credit Card
American Express · Amex
7.9
Score
12
Domestic / yr
2
Intl / yr
Annual Fee ₹10,000
American Express Platinum Travel Credit Card
American Express · Amex
7.9
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹5,000
Axis Bank My Wings Credit Card
Axis · Visa
7.9
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee ₹500
Resets quarterly
Axis MY Zone Credit Card
Axis · Visa
7.9
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Min ₹50,000/mo spend
Spend ₹50K/year
Bank of Baroda Eterna Credit Card
Bank of Baroda · Visa Signature
7.9
Score
32
Domestic / yr
8
Intl / yr
8 domestic + 2 intl per quarter
Annual Fee ₹2,499
Min ₹40,000/mo spend
Spend ₹2.5L/year
Resets quarterly
DBS Spark5 Credit Card
DBS · Visa
7.9
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee ₹499
Spend Rs 1.5L/year
Resets quarterly
ICICI Expression Credit Card
ICICI · Visa
7.9
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee ₹499
Spend Rs 1.5L/year
Resets quarterly
IDBI Royale Signature Credit Card
IDBI · Visa
7.9
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee Free
Lifetime free
Resets quarterly
Kotak Zen Credit Card
Kotak · Visa Signature
7.9
Score
8
Domestic / yr
3
Intl / yr
Annual Fee ₹1,500
Min ₹75,000/mo spend
Rs. 1.5 lakh annual retail spends
PNB Rupay Platinum Credit Card
PNB · RuPay
7.9
Score
8
Domestic / yr
4
Intl / yr
2 domestic + 1 intl per quarter
Annual Fee ₹500
Use card every quarter
Resets quarterly
RBL Insignia Preferred Credit Card
RBL · Mastercard World
7.9
Score
8
Domestic / yr
24
Intl / yr
2 domestic + 6 intl per quarter
Annual Fee ₹7,000
Spend ₹10L/year
Resets quarterly
RBL World Safari Credit Card
RBL · Mastercard World
7.9
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹3,000
Min ₹35,000/mo spend
Resets quarterly
SBI Card MILES PRIME
SBI · Visa
7.9
Score
4
Domestic / yr
2
Intl / yr
Annual Fee ₹2,999
Annual fee reversal on reaching Rs. 10 lakh annual spends
Standard Chartered Ultimate Credit Card
Standard Chartered · Visa Infinite
7.9
Score
16
Domestic / yr
48
Intl / yr
4 domestic + 12 intl per quarter
Annual Fee ₹5,000
Min ₹20,000/mo spend
Spend ₹5L/year
Resets quarterly
BOI RuPay Select Credit Card
Bank of India · RuPay
7.8
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹800
Spend Rs 1L/year
Resets quarterly
IndusInd Bank Indulge Credit Card
IndusInd · Visa Infinite
7.8
Score
24
Domestic / yr
16
Intl / yr
6 domestic + 4 intl per quarter
Annual Fee Free
Resets quarterly
Myntra Kotak Credit Card
Kotak · Visa
7.8
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee ₹500
Spending Rs. 2 lakh in a year
Resets quarterly
SBI BPCL Octane Credit Card
SBI · Visa
7.8
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹1,499
Spend ₹2L/year
Axis Bank Miles & More Credit Card
Axis · Visa
7.7
Score
—
Domestic / yr
2
Intl / yr
Annual Fee ₹3,500
Waived for HON/Senator members
Axis Bank Select Credit Card
Axis · Visa Signature
7.7
Score
8
Domestic / yr
48
Intl / yr
2 domestic + 12 intl per quarter
Annual Fee ₹3,000
Complete annual fee waiver on spending of ₹8 lakhs in a card anniversary year
Resets quarterly
Samsung Axis Bank Signature Credit Card
Axis · Visa Signature
7.7
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Min ₹50,000/mo spend
Spend ₹2L/year
Emirates Sapphiro ICICI Bank Credit Card
ICICI · Visa
7.7
Score
32
Domestic / yr
8
Intl / yr
8 domestic + 2 intl per quarter
Annual Fee ₹5,000
Min ₹75,000/mo spend
Resets quarterly
ICICI Rubyx Credit Card
ICICI · Visa Signature
7.7
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹2,000
Min ₹75,000/mo spend
Spend ₹3L/year
LIC Classic IDFC FIRST Credit Card
IDFC FIRST · Visa
7.7
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee Free
Lifetime free
Resets quarterly
IOB RuPay Select Credit Card
IOB · RuPay
7.7
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹500
Resets quarterly
YES FIRST Exclusive Credit Card
YES Bank · Visa Infinite
7.7
Score
12
Domestic / yr
24
Intl / yr
3 domestic + 6 intl per quarter
Annual Fee ₹1,999
Min ₹1,00,000/mo spend
Spend ₹3L/year
Resets quarterly
AU Ixora Credit Card
AU Small Finance Bank · Mastercard
7.6
Score
4
Domestic / yr
2
Intl / yr
Annual Fee ₹2,999
Spend ₹3L/year
DBS Spark10 Credit Card
DBS · Visa
7.6
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹999
Spend Rs 2L/year
ICICI Coral Credit Card
ICICI · Visa/Mastercard
7.6
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Min ₹75,000/mo spend
Spend ₹50K/year
ICICI HPCL Super Saver Credit Card
ICICI · Visa
7.6
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Min ₹75,000/mo spend
Spend ₹1.5L/year
ICICI Manchester United Signature
ICICI · Visa Signature
7.6
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹2,499
Min ₹75,000/mo spend
Spend ₹2.5L/year
ICICI Sapphiro
ICICI · Visa Infinite
7.6
Score
4
Domestic / yr
2
Intl / yr
Annual Fee ₹3,500
Min ₹75,000/mo spend
Spend ₹6L/year
Air India SBI Signature Credit Card
SBI · Visa Signature
7.6
Score
8
Domestic / yr
—
Intl / yr
Annual Fee ₹4,999
Spend ₹5L/year
AU Vetta Credit Card
AU Small Finance Bank · Visa Infinite
7.5
Score
4
Domestic / yr
4
Intl / yr
1 domestic + 1 intl per quarter
Annual Fee ₹2,999
Min ₹20,000/mo spend
Spend ₹1.5L/year
Resets quarterly
IndusInd Bank Crest Credit Card
IndusInd · Visa Signature
7.5
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee ₹10,000
Spend ₹10L/year
Resets quarterly
IndusInd Pinnacle Credit Card
IndusInd · Visa
7.5
Score
4
Domestic / yr
4
Intl / yr
1 domestic + 1 intl per quarter
Annual Fee Free
Resets quarterly
SBI IRCTC Credit Card
SBI · Visa
7.5
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Spend ₹50K/year
Axis Bank Vistara Signature Credit Card
Axis · Visa Signature
7.4
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹3,000
Min ₹50,000/mo spend
Resets quarterly
Jupiter Edge Credit Card
Federal Bank · Visa
7.4
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee ₹999
Min ₹90,000/mo spend
Resets quarterly
Canara Bank Platinum Credit Card
Canara Bank · Visa
7.3
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee Free
Lifetime free
Resets quarterly
Canara Bank RuPay Select Credit Card
Canara Bank · RuPay
7.3
Score
8
Domestic / yr
8
Intl / yr
2 domestic + 2 intl per quarter
Annual Fee Free
Min ₹10,000/mo spend
Lifetime free (Rs 300 inactivity fee if spend < Rs 10K/year)
Resets quarterly
Federal Bank Imperio Credit Card
Federal Bank · Visa Infinite
7.3
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee Free
Min ₹40,000/mo spend
Lifetime free
Resets quarterly
HPCL ICICI Coral Credit Card
ICICI · Visa
7.3
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹199
Min ₹75,000/mo spend
Spend ₹50K/year
Kotak Royale Signature Credit Card
Kotak · Visa Signature
7.3
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹999
Min ₹75,000/mo spend
Spend ₹1L/year
Resets quarterly
AU LIT Credit Card
AU Small Finance Bank · Visa Signature
7.2
Score
16
Domestic / yr
—
Intl / yr
4 domestic + — intl per quarter
Annual Fee Free
Lifetime free
Resets quarterly
AU SPONT Credit Card
AU Small Finance Bank · RuPay
7.2
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹299
Min ₹20,000/mo spend
Resets quarterly
ICICI Manchester United Platinum
ICICI · Visa Platinum
7.2
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹499
Min ₹35,000/mo spend
Spend ₹1.25L/year
IDFC FIRST Power+ Credit Card
IDFC FIRST · Visa
7.2
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹499
Min ₹20,000/mo spend
Spend ₹1L/year
Bank of Baroda Premier Credit Card
Bank of Baroda · Visa
7.1
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹1,000
Min ₹20,000/mo spend
Spend ₹1.2L/year
Resets quarterly
Federal Bank Signet Credit Card
Federal Bank · Visa Signature
7.1
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee Free
Min ₹20,000/mo spend
Lifetime free
Resets quarterly
ICICI Coral Contactless Credit Card
ICICI · Visa
7.1
Score
4
Domestic / yr
—
Intl / yr
Annual Fee ₹500
Min ₹75,000/mo spend
Spend ₹50K/year
Union Bank Visa Signature Credit Card
Union Bank · Visa Signature
7.1
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹250
Spend ₹1L/year
Resets quarterly
YES Wellness Plus Credit Card
YES Bank · Visa
7.1
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹1,499
Spend ₹1.5L/year
Resets quarterly
Jupiter Edge CSB Credit Card
Jupiter · RuPay
7
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee Free
Min ₹50,000/mo spend
Lifetime free (first 200,000 users)
Resets quarterly
RBL Icon Credit Card
RBL · Mastercard
6.9
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹5,000
Min ₹35,000/mo spend
Spend ₹5L/year
Resets quarterly
RBL Platinum Maxima Credit Card
RBL · Mastercard
6.5
Score
4
Domestic / yr
—
Intl / yr
1 domestic + — intl per quarter
Annual Fee ₹2,000
Min ₹35,000/mo spend
Resets quarterly
Axis Bank Rewards Credit Card
Axis · Visa
6.2
Score
8
Domestic / yr
—
Intl / yr
2 domestic + — intl per quarter
Annual Fee ₹1,000
Spend ₹2 Lakhs or more in the anniversary year
Resets quarterly
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Methodology
Lounge access data sourced from official card brochures and the CardTrail database of 240 credit cards. Each card is scored using the CardTrail Score: a transparent 4-dimension model weighing net value (35%), accessibility (25%), feature depth (25%), and bank trust (15%).
Visit counts are shown as annualised totals. Cards with quarterly resets have visits multiplied by 4 for the annual figure. "Unlimited" means the issuer reports 999+ complimentary visits. Spend gate indicates the minimum monthly spend required to unlock lounge benefits, as stated by the issuer.
CardTrail does not earn commissions or affiliate revenue from any bank or card listed on this page. Rankings are purely data-driven.