Tool

Airport Lounge Access Cards

Which credit cards give you airport lounge access, and how many visits do you get? Compare 129 cards side by side.

📊 239 cards compared 🏦 Data from official bank documents 🚫 No affiliate commissions 🔄 Updated April 2026
129
Cards with Lounges
18
Free + Domestic
64
International Access
0
Unlimited Access

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129 cards found

HDFC Tata Neu Infinity
HDFC · Visa
9.1
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹1,499
Spend ₹3L/year
9
Score
8
Domestic / yr
8
Intl / yr
Annual Fee ₹3,000
Min ₹20,000/mo spend Spend ₹6L/year
ixigo AU Credit Card
AU Small Finance Bank · RuPay
8.9
Score
8
Domestic / yr
1
Intl / yr
Annual Fee Free
Spend Rs 1L/year or Rs 1K in first 30 days
Kotak Solitaire Credit Card
Kotak · Visa Signature
8.8
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹25,000
Free for Solitaire program members
Titan SBI Credit Card
SBI · Visa
8.8
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹2,999
Spend ₹3L/year
HDFC Millennia
HDFC · Visa
8.7
Score
32
Domestic / yr
Intl / yr

8 domestic + — intl per quarter

Annual Fee ₹1,000
Spend ₹1L/year Resets quarterly
HDFC Regalia Gold
HDFC · Visa Signature
8.7
Score
32
Domestic / yr
16
Intl / yr

8 domestic + 4 intl per quarter

Annual Fee ₹2,500
Min ₹35,000/mo spend Spend ₹3L/year Resets quarterly
8.7
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee ₹500
Spend ₹2L/year Resets quarterly
IDFC FIRST Select Credit Card
IDFC FIRST · Visa Signature
8.7
Score
16
Domestic / yr
8
Intl / yr

4 domestic + 2 intl per quarter

Annual Fee Free
Spend ₹2L/year Resets quarterly
IDFC FIRST Wealth Credit Card
IDFC FIRST · Visa Signature
8.7
Score
32
Domestic / yr
16
Intl / yr

8 domestic + 4 intl per quarter

Annual Fee Free
Min ₹20,000/mo spend Lifetime free Resets quarterly
IndusInd Tiger Credit Card
IndusInd · Visa
8.7
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee Free
Lifetime free Resets quarterly
8.6
Score
32
Domestic / yr
32
Intl / yr

8 domestic + 8 intl per quarter

Annual Fee ₹3,000
None Resets quarterly
Axis Magnus
Axis · Visa Infinite
8.6
Score
-1
Domestic / yr
32
Intl / yr
Annual Fee ₹12,500
Min ₹50,000/mo spend Spend ₹25L/year
8.6
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹999
Min ₹75,000/mo spend Spend Rs 2L/year Resets quarterly
8.6
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹20,000
Spend ₹25L/year Resets quarterly
SBI Card PRIME
SBI · Visa Signature
8.6
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹2,999
Spend ₹3L/year
AU ABC Pro Credit Card
AU Small Finance Bank · Visa
8.5
Score
8
Domestic / yr
4
Intl / yr

2 domestic + 1 intl per quarter

Annual Fee ₹999
Spend Rs 1.5L/year Resets quarterly
HDFC Diners Club Privilege
HDFC · Diners Club
8.5
Score
32
Domestic / yr
Intl / yr

8 domestic + — intl per quarter

Annual Fee ₹1,000
Min ₹15,000/mo spend Spend ₹3L/year Resets quarterly
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee ₹500
Min ₹75,000/mo spend Spend Rs 1.5L/year Resets quarterly
8.5
Score
8
Domestic / yr
1
Intl / yr
Annual Fee ₹999
Spend ₹3L/year
IDFC FIRST Ashva Credit Card
IDFC FIRST · Visa Signature
8.5
Score
16
Domestic / yr
8
Intl / yr
Annual Fee ₹2,999
Min ₹20,000/mo spend
SBI Card ELITE
SBI · Visa Infinite
8.5
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Spend ₹10L/year
AU Zenith+ Credit Card
AU Small Finance Bank · Visa
8.4
Score
16
Domestic / yr
16
Intl / yr

4 domestic + 4 intl per quarter

Annual Fee ₹4,999
Spend ₹8L/year Resets quarterly
Axis Atlas
Axis · Visa Signature
8.4
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹5,000
Spend ₹7.5L/year
Axis Citi Rewards Credit Card
Axis (formerly Citi) · Visa
8.4
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹1,000
Min ₹50,000/mo spend Spend ₹2L/year
HDFC InterMiles Signature Credit Card
HDFC · Visa Signature
8.4
Score
16
Domestic / yr
5
Intl / yr
Annual Fee ₹2,500
Spend ₹3L/year
8.4
Score
32
Domestic / yr
16
Intl / yr

8 domestic + 4 intl per quarter

Annual Fee ₹899
Spend Rs 90K/year Resets quarterly
8.4
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹5,000
Spend ₹10L/year Resets quarterly
8.4
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Min ₹1,00,000/mo spend Spend ₹5L/year
8.4
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹2,999
Spend ₹3L/year
SBI Aurum Credit Card
SBI · Visa Infinite
8.4
Score
-1
Domestic / yr
6
Intl / yr
Annual Fee ₹9,999
Spend ₹12L/year
8.4
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Spend ₹5L/year
SBI Card MILES ELITE
SBI · Visa Signature
8.4
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹4,999
Spend ₹15L/year
8.3
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee ₹500
Spend ₹2L/year Resets quarterly
8
Domestic / yr
Intl / yr
Annual Fee ₹2,000
8.3
Score
32
Domestic / yr
24
Intl / yr

8 domestic + 6 intl per quarter

Annual Fee ₹2,500
Min ₹75,000/mo spend Spend Rs 4L/year Resets quarterly
HDFC Regalia
HDFC · Visa Signature
8.3
Score
8
Domestic / yr
6
Intl / yr
Annual Fee ₹2,500
Spend ₹3L/year
8.3
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹1,000
Spend Rs 1.5L/year
IDFC FIRST Mayura Credit Card
IDFC FIRST · Visa Infinite
8.3
Score
16
Domestic / yr
16
Intl / yr
Annual Fee ₹5,999
Min ₹20,000/mo spend
8.3
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹1,499
Spend ₹2L/year
8.3
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹1,499
Spend ₹2L/year
8.2
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Min ₹50,000/mo spend Spend ₹2L/year
8.2
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹1,499
Spend Rs 2.5L/year
8.2
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹500
Spend Rs 1.5L/year
Marriott Bonvoy HDFC Credit Card
HDFC · Visa Signature
8.2
Score
12
Domestic / yr
12
Intl / yr
Annual Fee ₹3,000
None
8.2
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee ₹999
Spend ₹2L/year Resets quarterly
HSBC TravelOne Credit Card
HSBC · Mastercard
8.2
Score
6
Domestic / yr
4
Intl / yr
Annual Fee ₹4,999
Spend Rs 8L/year
8.2
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹2,999
Resets quarterly
8.2
Score
32
Domestic / yr
Intl / yr

8 domestic + — intl per quarter

Annual Fee ₹1,500
Spend Rs 50K/year Resets quarterly
Kotak Privy League Signature
Kotak · Visa Signature
8.2
Score
32
Domestic / yr
16
Intl / yr

8 domestic + 4 intl per quarter

Annual Fee ₹2,500
Spend ₹4L/year Resets quarterly
Standard Chartered Emirates World Credit Card
Standard Chartered · Mastercard World
8.2
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹3,000
Min ₹10,000/mo spend Spend ₹5L/year
8.2
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹499
Spend Rs 50K/year Resets quarterly
YES Private Credit Card
YES Bank · Visa Signature
8.2
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹10,000
Axis ACE Credit Card
Axis · Visa Signature
8.1
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹499
Spend ₹2L/year
Federal Bank Celesta Credit Card
Federal Bank · Visa Signature
8.1
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee Free
Min ₹60,000/mo spend Lifetime free Resets quarterly
16
Domestic / yr
8
Intl / yr

4 domestic + 2 intl per quarter

Annual Fee ₹4,500
Resets quarterly
8.1
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee ₹499
Min ₹50,000/mo spend Spend Rs 1L/year Resets quarterly
Adani One ICICI Bank Signature
ICICI · Visa Signature
8.1
Score
16
Domestic / yr
2
Intl / yr
Annual Fee ₹5,000
Spend ₹6L/year
8.1
Score
8
Domestic / yr
4
Intl / yr
Annual Fee ₹4,999
Min ₹20,000/mo spend
YES Marquee Credit Card
YES Bank · Mastercard World
8.1
Score
12
Domestic / yr
4
Intl / yr
Annual Fee ₹4,999
Min ₹1,00,000/mo spend Spend ₹10L/year
American Express Membership Rewards Card
American Express · Amex
8
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee ₹4,500
Spend ₹1.5L in first 90 days for first year Resets quarterly
Axis Bank Privilege Credit Card
Axis · Visa Signature
8
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹1,500
Min ₹50,000/mo spend Spend ₹5L/year Resets quarterly
Fi-Federal Amplifi Credit Card
Federal Bank · Visa
8
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee ₹2,000
Min ₹10,000/mo spend Spend ₹2.5L/year Resets quarterly
Adani One ICICI Bank Platinum
ICICI · Visa Platinum
8
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹750
Spend ₹3L/year
IndusInd Bank Pioneer Heritage Credit Card
IndusInd · Visa Infinite
8
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹25,000
Spend ₹10L/year Resets quarterly
8
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹1,499
Spend ₹3L/year
7.9
Score
12
Domestic / yr
2
Intl / yr
Annual Fee ₹10,000
7.9
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹5,000
7.9
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee ₹500
Resets quarterly
7.9
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Min ₹50,000/mo spend Spend ₹50K/year
Bank of Baroda Eterna Credit Card
Bank of Baroda · Visa Signature
7.9
Score
32
Domestic / yr
8
Intl / yr

8 domestic + 2 intl per quarter

Annual Fee ₹2,499
Min ₹40,000/mo spend Spend ₹2.5L/year Resets quarterly
7.9
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee ₹499
Spend Rs 1.5L/year Resets quarterly
7.9
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee ₹499
Spend Rs 1.5L/year Resets quarterly
7.9
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee Free
Lifetime free Resets quarterly
Kotak Zen Credit Card
Kotak · Visa Signature
7.9
Score
8
Domestic / yr
3
Intl / yr
Annual Fee ₹1,500
Min ₹75,000/mo spend Spend ₹1.5L/year
7.9
Score
8
Domestic / yr
4
Intl / yr

2 domestic + 1 intl per quarter

Annual Fee ₹500
Use card every quarter Resets quarterly
RBL Insignia Preferred Credit Card
RBL · Mastercard World
7.9
Score
8
Domestic / yr
24
Intl / yr

2 domestic + 6 intl per quarter

Annual Fee ₹7,000
Spend ₹10L/year Resets quarterly
RBL World Safari Credit Card
RBL · Mastercard World
7.9
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹3,000
Min ₹35,000/mo spend Resets quarterly
IRCTC RuPay SBI Card
SBI · RuPay
7.9
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
SBI Card MILES PRIME
SBI · Visa
7.9
Score
4
Domestic / yr
2
Intl / yr
Annual Fee ₹2,999
Spend ₹10L/year
Standard Chartered Ultimate Credit Card
Standard Chartered · Visa Infinite
7.9
Score
16
Domestic / yr
48
Intl / yr

4 domestic + 12 intl per quarter

Annual Fee ₹5,000
Min ₹20,000/mo spend Spend ₹5L/year Resets quarterly
7.8
Score
4
Domestic / yr
Intl / yr
Annual Fee Free
BOI RuPay Select Credit Card
Bank of India · RuPay
7.8
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹800
Spend Rs 1L/year Resets quarterly
IndusInd Bank Indulge Credit Card
IndusInd · Visa Infinite
7.8
Score
24
Domestic / yr
16
Intl / yr

6 domestic + 4 intl per quarter

Annual Fee Free
Resets quarterly
Kotak Air+ Credit Card
Kotak · Visa Signature
7.8
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹999
Myntra Kotak Credit Card
Kotak · Visa
7.8
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Spend ₹2L/year
7.8
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹1,499
Spend ₹2L/year
7.7
Score
Domestic / yr
2
Intl / yr
Annual Fee ₹3,500
Waived for HON/Senator members
Axis Bank Select Credit Card
Axis · Visa Signature
7.7
Score
8
Domestic / yr
48
Intl / yr

2 domestic + 12 intl per quarter

Annual Fee ₹3,000
Spend ₹8L/year Resets quarterly
7.7
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Min ₹50,000/mo spend Spend ₹2L/year
32
Domestic / yr
8
Intl / yr

8 domestic + 2 intl per quarter

Annual Fee ₹5,000
Min ₹75,000/mo spend Resets quarterly
ICICI Rubyx Credit Card
ICICI · Visa Signature
7.7
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹2,000
Min ₹75,000/mo spend Spend ₹3L/year
7.7
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee Free
Lifetime free Resets quarterly
7.7
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹500
Resets quarterly
YES FIRST Exclusive Credit Card
YES Bank · Visa Infinite
7.7
Score
12
Domestic / yr
24
Intl / yr

3 domestic + 6 intl per quarter

Annual Fee ₹1,999
Min ₹1,00,000/mo spend Spend ₹3L/year Resets quarterly
AU Ixora Credit Card
AU Small Finance Bank · Mastercard
7.6
Score
4
Domestic / yr
2
Intl / yr
Annual Fee ₹2,999
Spend ₹3L/year
7.6
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹999
Spend Rs 2L/year
ICICI Coral Credit Card
ICICI · Visa/Mastercard
7.6
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Min ₹75,000/mo spend Spend ₹50K/year
7.6
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Min ₹75,000/mo spend Spend ₹1.5L/year
ICICI Manchester United Signature
ICICI · Visa Signature
7.6
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹2,499
Min ₹75,000/mo spend Spend ₹2.5L/year
ICICI Sapphiro
ICICI · Visa Infinite
7.6
Score
4
Domestic / yr
2
Intl / yr
Annual Fee ₹3,500
Min ₹75,000/mo spend Spend ₹6L/year
Air India SBI Signature Credit Card
SBI · Visa Signature
7.6
Score
8
Domestic / yr
Intl / yr
Annual Fee ₹4,999
Spend ₹5L/year
AU Vetta Credit Card
AU Small Finance Bank · Visa Infinite
7.5
Score
4
Domestic / yr
4
Intl / yr

1 domestic + 1 intl per quarter

Annual Fee ₹2,999
Min ₹20,000/mo spend Spend ₹1.5L/year Resets quarterly
IndusInd Bank Crest Credit Card
IndusInd · Visa Signature
7.5
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee ₹10,000
Spend ₹10L/year Resets quarterly
7.5
Score
4
Domestic / yr
4
Intl / yr

1 domestic + 1 intl per quarter

Annual Fee Free
Resets quarterly
SBI IRCTC Credit Card
SBI · Visa
7.5
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Spend ₹50K/year
7.4
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹3,000
Min ₹50,000/mo spend Resets quarterly
Jupiter Edge Credit Card
Federal Bank · Visa
7.4
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee ₹999
Min ₹90,000/mo spend Resets quarterly
7.4
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹1,499
Canara Bank Platinum Credit Card
Canara Bank · Visa
7.3
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee Free
Lifetime free Resets quarterly
7.3
Score
8
Domestic / yr
8
Intl / yr

2 domestic + 2 intl per quarter

Annual Fee Free
Min ₹10,000/mo spend Lifetime free (Rs 300 inactivity fee if spend < Rs 10K/year) Resets quarterly
Federal Bank Imperio Credit Card
Federal Bank · Visa Infinite
7.3
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee Free
Min ₹40,000/mo spend Lifetime free Resets quarterly
7.3
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹199
Min ₹75,000/mo spend Spend ₹50K/year
Kotak Royale Signature Credit Card
Kotak · Visa Signature
7.3
Score
8
Domestic / yr
Intl / yr
Annual Fee Free
Min ₹75,000/mo spend Spend ₹1L/year
AU LIT Credit Card
AU Small Finance Bank · Visa Signature
7.2
Score
16
Domestic / yr
Intl / yr

4 domestic + — intl per quarter

Annual Fee Free
Lifetime free Resets quarterly
AU SPONT Credit Card
AU Small Finance Bank · RuPay
7.2
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹299
Min ₹20,000/mo spend Resets quarterly
ICICI Manchester United Platinum
ICICI · Visa Platinum
7.2
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹499
Min ₹35,000/mo spend Spend ₹1.25L/year
IDFC FIRST Power+ Credit Card
IDFC FIRST · Visa
7.2
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹499
Min ₹20,000/mo spend Spend ₹1L/year
Bank of Baroda Premier Credit Card
Bank of Baroda · Visa
7.1
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹1,000
Min ₹20,000/mo spend Spend ₹1.2L/year Resets quarterly
Federal Bank Signet Credit Card
Federal Bank · Visa Signature
7.1
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee Free
Min ₹20,000/mo spend Lifetime free Resets quarterly
7.1
Score
4
Domestic / yr
Intl / yr
Annual Fee ₹500
Min ₹75,000/mo spend Spend ₹50K/year
Union Bank Visa Signature Credit Card
Union Bank · Visa Signature
7.1
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹250
Spend ₹1L/year Resets quarterly
7.1
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹1,499
Spend ₹1.5L/year Resets quarterly
Jupiter Edge CSB Credit Card
Jupiter · RuPay
7
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee Free
Min ₹50,000/mo spend Lifetime free (first 200,000 users) Resets quarterly
6.9
Score
3
Domestic / yr
Intl / yr
Annual Fee Free
RBL Icon Credit Card
RBL · Mastercard
6.9
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹5,000
Min ₹35,000/mo spend Spend ₹5L/year Resets quarterly
6.5
Score
4
Domestic / yr
Intl / yr

1 domestic + — intl per quarter

Annual Fee ₹2,000
Min ₹35,000/mo spend Resets quarterly
6.2
Score
8
Domestic / yr
Intl / yr

2 domestic + — intl per quarter

Annual Fee ₹1,000
Spend ₹2L/year Resets quarterly
HSBC Taj Credit Card
HSBC · Visa
5
Score
12
Domestic / yr
Intl / yr
Annual Fee ₹1,10,000

Methodology

Lounge access data sourced from official card brochures and the CardTrail database of 240 credit cards. Each card is scored using the CardTrail Score: a transparent 4-dimension model weighing net value (35%), accessibility (25%), feature depth (25%), and bank trust (15%).

Visit counts are shown as annualised totals. Cards with quarterly resets have visits multiplied by 4 for the annual figure. "Unlimited" means the issuer reports 999+ complimentary visits. Spend gate indicates the minimum monthly spend required to unlock lounge benefits, as stated by the issuer.

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