Premium
IndusInd Pinnacle Credit Card
IndusInd 6.8
CardTrail Score
Decent
out of 10
Annual Fee
₹2,999
Spend ₹3L/year
Forex Markup
2%
Reward Rate
1%
Up to 3%
Lounge Access
8
domestic | 2 intl
About This Card
IndusInd Pinnacle is a mid-range card with decent lounge access and weekend bonus rewards. It's a solid option for IndusInd customers, but struggles to compete with HDFC Regalia Gold and Axis Atlas.
Pros & Cons
Pros
- Good domestic lounge allocation
- Weekend spending accelerator
- Easy ₹3L fee waiver
Cons
- Only 2 international lounges
- Reward ecosystem limited
- Less competitive vs HDFC/Axis at same tier
Fee Details
Annual Fee
₹2,999
Joining Fee
₹2,999
Fee Waiver Condition
Spend ₹3L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
3%
Currency
Reward Points
Welcome Bonus
2,500 Reward Points
Lounge Access
Domestic Lounges
8
per quarter
International Lounges
2
per quarter
Key Highlights
- + 8 domestic + 2 international lounges/quarter
- + 3X on weekend spends
- + 2% forex markup
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Quick Summary
Best For
travel general
Annual Fee ₹2,999
Base Reward 1%
Max Reward 3%
Forex Markup 2%
Network Visa
Min Income ₹6L+
CardTrail Score
Best For
travel general
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