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IndusInd Pinnacle Credit Card credit card
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IndusInd Pinnacle Credit Card

IndusInd logo IndusInd
7.5
CardTrail Score
Very Good
out of 10
Net Value
9.3
Accessibility
7.0
Feature Depth
5.5
Bank Trust
7.0
How we score →
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Annual Fee
Free
Forex Markup
3.5%
Reward Rate
0.75%
Up to 1.875%
Lounge Access
1
domestic | 1 intl

About This Card

IndusInd Pinnacle is a mid-range card with decent lounge access and weekend bonus rewards. It's a solid option for IndusInd customers, but struggles to compete with HDFC Regalia Gold and Axis Atlas.

Pros & Cons

Pros

  • Good domestic lounge allocation
  • Weekend spending accelerator
  • Easy ₹3L fee waiver

Cons

  • Only 2 international lounges
  • Reward ecosystem limited
  • Less competitive vs HDFC/Axis at same tier

Fee Details

Annual Fee
Free
Joining Fee
₹14,999
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.75%
Max Rate
1.875%
Currency
Reward Points
Welcome Bonus
Luxury brand vouchers (varies by plan)

Lounge Access

Domestic Lounges
1
per quarter
International Lounges
1
per quarter

Key Highlights

  • 8 domestic + 2 international lounges/quarter
  • 3X on weekend spends
  • 2% forex markup

Compare With...

See how IndusInd Pinnacle Credit Card stacks up against top alternatives

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9.1
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HDFC Tata Neu Infinity
HDFC
9.1
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IDFC FIRST Diamond Reserve Credit Card card
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9.0
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Useful Tools

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EMI Cost Calculator
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Minimum Due Calculator
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Forex Savings Calculator
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Quick Summary

Best For
travel general
Annual Fee Free
Base Reward 0.75%
Max Reward 1.875%
Forex Markup 3.5%
Network Visa
Min Income ₹6L+
Compare This Card

CardTrail Score

7.5
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

travel general

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