Rewards

Bank of Baroda Premier Credit Card

Name: Bank of Baroda Premier Credit Card
Brand: Bank of Baroda
Price: 999 INR

Bank of Baroda

4.9

CardTrail Score

Decent

out of 10

💰 Net Value

2.2

🔓 Accessibility

7.8

⚡ Feature Depth

4.2

🏦 Bank Trust

5.5

How we score →

Compare This Card Full Details

Annual Fee

₹999

Spend ₹1L/year

Forex Markup

3.5%

Reward Rate

0.25%

Up to 1%

Lounge Access

domestic | 0 intl

About This Card

The Bank of Baroda Premier Credit Card is a rewards credit card from Bank of Baroda with an annual fee of ₹999. It earns rewards at 0.25% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for everyday users.

Pros & Cons

Pros

Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases
Attractive welcome bonus: 500 Reward Points

Cons

3.5% forex markup is above average
Below-average base reward rate

Fee Details

Annual Fee

₹999

Joining Fee

₹999

Fee Waiver Condition

Spend ₹1L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.25%

Max Rate

Currency

Reward Points

Welcome Bonus

500 Reward Points

Lounge Access

Domestic Lounges

per quarter

International Lounges

Key Highlights

+ Annual fee ₹999 (waiver: Spend ₹1L/year)
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 500 Reward Points

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