Entry Level
ICICI Coral Credit Card
ICICI 6.8
CardTrail Score
Decent
out of 10
Annual Fee
₹500
Spend ₹1.5L/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 2%
Lounge Access
4
domestic | 0 intl
About This Card
ICICI Coral is an entry-level card best known for its Buy 1 Get 1 BookMyShow offer. 2X on dining is a decent perk. As a first credit card for ICICI customers, it works fine, but upgrade to Sapphiro as soon as you can.
Pros & Cons
Pros
- Buy 1 Get 1 movies — great for entertainment
- Low ₹500 fee
- 2X on dining
- 4 domestic lounges
Cons
- 0.5% base reward rate
- 3.5% forex
- Payback points are low value
- No international perks
Fee Details
Annual Fee
₹500
Joining Fee
₹500
Fee Waiver Condition
Spend ₹1.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.5%
Max Rate
2%
Currency
Payback Points
Welcome Bonus
500 Payback Points
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + Buy 1 Get 1 movie tickets on BookMyShow
- + 2X rewards on dining
- + Low entry barrier
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Quick Summary
Best For
beginner dining
Annual Fee ₹500
Base Reward 0.5%
Max Reward 2%
Forex Markup 3.5%
Network Visa/Mastercard
Min Income ₹2L+
CardTrail Score
Best For
beginner dining
