Cashback
Axis Flipkart Credit Card
Axis 8.8
CardTrail Score
Very Good
out of 10
Annual Fee
₹500
Spend ₹2L/year
Forex Markup
3.5%
Reward Rate
1.5%
Up to 5%
Lounge Access
4
domestic | 0 intl
About This Card
The Axis Flipkart card is the best co-branded e-commerce card in India alongside ICICI Amazon Pay. 5% back on Flipkart and Myntra, 4% on partners, and a strong 1.5% base rate on everything else. Ideal for online shoppers who want reliable cashback.
Pros & Cons
Pros
- 5% Flipkart/Myntra cashback is excellent
- 1.5% base rate beats most cards
- Low fee, easy waiver
- 4 domestic lounges
Cons
- 3.5% forex — not for travel
- Cashback is statement credit, not cash
- No international lounge access
Fee Details
Annual Fee
₹500
Joining Fee
₹500
Fee Waiver Condition
Spend ₹2L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1.5%
Max Rate
5%
Currency
Cashback
Welcome Bonus
₹500 Flipkart voucher
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + 5% cashback on Flipkart & Myntra
- + 4% on preferred partners (Swiggy, PVR, Uber)
- + 1.5% unlimited cashback on all other spends
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Quick Summary
Best For
online shopping cashback
Annual Fee ₹500
Base Reward 1.5%
Max Reward 5%
Forex Markup 3.5%
Network Visa
Min Income ₹3L+
CardTrail Score
Best For
online shopping cashback beginner
