Fuel

IDFC FIRST Power+ Credit Card

Name: IDFC FIRST Power+ Credit Card
Brand: IDFC FIRST
Price: 499 INR

IDFC FIRST

6.6

CardTrail Score

Decent

out of 10

💰 Net Value

4.0

🔓 Accessibility

8.5

⚡ Feature Depth

3.7

🏦 Bank Trust

7.5

How we score →

Compare This Card Full Details

Annual Fee

₹499

Spend ₹1L/year

Forex Markup

1.99%

Reward Rate

0.5%

Up to 3%

Lounge Access

domestic | 0 intl

About This Card

The IDFC FIRST Power+ Credit Card is a fuel rewards credit card from IDFC FIRST with an annual fee of ₹499. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for vehicle owners.

Pros & Cons

Pros

Low forex markup at 1.99%
Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases

Cons

No complimentary lounge access
Below-average base reward rate

Fee Details

Annual Fee

₹499

Joining Fee

₹499

Fee Waiver Condition

Spend ₹1L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

Reward Points

Welcome Bonus

None

Lounge Access

Domestic Lounges

International Lounges

Key Highlights

+ Annual fee ₹499 (waiver: Spend ₹1L/year)
+ Fuel surcharge waiver at all pumps

Compare With...

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9.4

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