Super Premium
SBI Aurum Credit Card
SBI 6.8
CardTrail Score
Decent
out of 10
Annual Fee
₹9,999
Spend ₹10L/year
Forex Markup
1.99%
Reward Rate
1%
Up to 3%
Lounge Access
Unlimited
domestic | 6 intl
About This Card
The SBI Aurum Credit Card is a super-premium credit card from SBI with an annual fee of ₹9,999. It delivers a solid 1.0% reward rate on all spends. Key perks include unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Low forex markup at 1.99%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- High annual fee of ₹9,999
- Requires minimum ₹15L annual income
Fee Details
Annual Fee
₹9,999
Joining Fee
₹9,999
Fee Waiver Condition
Spend ₹10L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
3%
Currency
Reward Points
Welcome Bonus
Complimentary Taj voucher
Lounge Access
Domestic Lounges
Unlimited
International Lounges
6
per year
Key Highlights
- + Annual fee ₹9,999 (waiver: Spend ₹10L/year)
- + 1.0% reward rate on all spends
- + Unlimited domestic lounge access
- + 6 international lounge visits/year
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Quick Summary
Best For
travel luxury
Annual Fee ₹9,999
Base Reward 1%
Max Reward 3%
Forex Markup 1.99%
Network Visa Infinite
Min Income ₹15L+
CardTrail Score
Best For
travel luxury
