Premium
Adani One ICICI Bank Signature
ICICI 8.8
CardTrail Score
Very Good
out of 10
Annual Fee
₹5,000
Spend ₹5L/year
Forex Markup
2%
Reward Rate
2%
Up to 7%
Lounge Access
8
domestic | 2 intl
About This Card
The Adani One ICICI Bank Signature is a premium credit card from ICICI with an annual fee of ₹5,000. It offers a base reward rate of 2.0% with up to 7.0% on select categories. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for online shoppers and frequent travellers.
Pros & Cons
Pros
- Strong 2.0%+ base reward rate
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- High annual fee of ₹5,000
- 2.0% forex markup on international transactions
- Income eligibility: ₹9L+ per annum
Fee Details
Annual Fee
₹5,000
Joining Fee
₹5,000
Fee Waiver Condition
Spend ₹5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
2%
Max Rate
7%
Currency
Adani Reward Points
Welcome Bonus
5,000 Adani Reward Points
Lounge Access
Domestic Lounges
8
per year
International Lounges
2
per year
Key Highlights
- + Annual fee ₹5,000 (waiver: Spend ₹5L/year)
- + Up to 7.0% rewards on accelerated categories
- + 8 complimentary domestic lounge visits/year
- + Fuel surcharge waiver at all pumps
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Quick Summary
Best For
shopping travel
Annual Fee ₹5,000
Base Reward 2%
Max Reward 7%
Forex Markup 2%
Network Visa Signature
Min Income ₹9L+
CardTrail Score
Best For
shopping travel
