ICICI Expression Credit Card
ICICI About This Card
The ICICI Expression Credit Card lets you customize your card design from 175+ options while earning 3 PAYBACK Points per Rs 100 on shopping. The Rs 100 off on 2 movie tickets monthly via BookMyShow is a standout perk. Zero joining fee with Rs 499 annual fee from year 2.
Pros & Cons
Pros
- Zero joining fee
- Personalize your card design from 175+ options
- Rs 2,400/year savings on BookMyShow movies
- Domestic lounge access (1/quarter)
Cons
- Rs 499 annual fee from 2nd year (Rs 1.5L waiver is steep)
- PAYBACK points have limited redemption value
- Fuel surcharge waiver only at HPCL stations
- Transport reward cap of Rs 10K/month (from Feb 2026)
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Customizable card design from 175+ options
- 3 PAYBACK Points per Rs 100 on retail shopping
- Rs 100 off on 2 movie tickets/month via BookMyShow (Rs 2,400/year value)
- 15%+ discount on dining at 2,500+ restaurants
- 1 complimentary domestic lounge visit per quarter
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Active Offers (1)
All offersRs 2,000 off on MakeMyTrip flights
Use code ICICIFLY for Rs 2,000 off domestic flights above Rs 8,000. International: Rs 5,000 off above Rs 30,000.
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