Cashback
Fi-Federal Amplifi Credit Card
8.5
CardTrail Score
Very Good
out of 10
Annual Fee
₹499
Spend ₹3L/year
Forex Markup
1.5%
Reward Rate
1%
Up to 5%
Lounge Access
4
domestic | 0 intl
About This Card
Fi-Federal Amplifi offers 1.5% forex markup at near-zero cost — one of the best forex deals in India's entry-level segment. The Fi app provides a modern, neobank-style experience. Good secondary card for international transactions.
Pros & Cons
Pros
- 1.5% forex at near-zero cost
- Clean digital experience via Fi app
- 5X on select categories
- Zero joining fee
Cons
- Fi-Coins redemption can be confusing
- Federal Bank backend
- ₹499 annual fee (waived at ₹3L)
- Limited lounge access
Fee Details
Annual Fee
₹499
Joining Fee
Free
Fee Waiver Condition
Spend ₹3L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
5%
Currency
Fi-Coins
Welcome Bonus
None
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + 1.5% forex markup — excellent for the price
- + 5X on select categories
- + Clean, modern Fi app interface
- + Zero joining fee
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Quick Summary
Best For
forex digital native
Annual Fee ₹499
Base Reward 1%
Max Reward 5%
Forex Markup 1.5%
Network Visa
Min Income ₹3L+
CardTrail Score
Best For
forex digital native cashback
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