Fi-Federal Amplifi Credit Card credit card
Cashback

Fi-Federal Amplifi Credit Card

Federal Bank logo Federal Bank
8.5
CardTrail Score
Very Good
out of 10
💰 Net Value
6.5
🔓 Accessibility
8.5
Feature Depth
5.1
🏦 Bank Trust
7.0
How we score →
Annual Fee
₹499
Spend ₹3L/year
Forex Markup
1.5%
Reward Rate
1%
Up to 5%
Lounge Access
4
domestic | 0 intl

About This Card

Fi-Federal Amplifi offers 1.5% forex markup at near-zero cost — one of the best forex deals in India's entry-level segment. The Fi app provides a modern, neobank-style experience. Good secondary card for international transactions.

Pros & Cons

Pros

  • 1.5% forex at near-zero cost
  • Clean digital experience via Fi app
  • 5X on select categories
  • Zero joining fee

Cons

  • Fi-Coins redemption can be confusing
  • Federal Bank backend
  • ₹499 annual fee (waived at ₹3L)
  • Limited lounge access

Fee Details

Annual Fee
₹499
Joining Fee
Free
Fee Waiver Condition
Spend ₹3L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
5%
Currency
Fi-Coins
Welcome Bonus
None

Lounge Access

Domestic Lounges
4
per quarter
International Lounges
0

Key Highlights

  • + 1.5% forex markup — excellent for the price
  • + 5X on select categories
  • + Clean, modern Fi app interface
  • + Zero joining fee

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Quick Summary

Best For
forex digital native
Annual Fee ₹499
Base Reward 1%
Max Reward 5%
Forex Markup 1.5%
Network Visa
Min Income ₹3L+

CardTrail Score

8.5
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

forex digital native cashback

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