Travel
Axis Bank Privilege Credit Card
Axis 7.7
CardTrail Score
Very Good
out of 10
Annual Fee
₹1,500
Spend ₹2.5L/year
Forex Markup
2%
Reward Rate
1%
Up to 5%
Lounge Access
4
domestic | 2 intl
About This Card
The Axis Bank Privilege Credit Card is a travel-focused credit card from Axis with an annual fee of ₹1,500. It offers a base reward rate of 1.0% with up to 5.0% on select categories. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Low forex markup at 2.0%
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- ₹1,500 annual fee may not suit light spenders
- 2.0% forex markup on international transactions
- Income eligibility: ₹6L+ per annum
Fee Details
Annual Fee
₹1,500
Joining Fee
₹1,500
Fee Waiver Condition
Spend ₹2.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
5%
Currency
EDGE Reward Points
Welcome Bonus
1,500 EDGE Reward Points
Lounge Access
Domestic Lounges
4
per year
International Lounges
2
per year
Key Highlights
- + Annual fee ₹1,500 (waiver: Spend ₹2.5L/year)
- + Up to 5.0% rewards on accelerated categories
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
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Quick Summary
Best For
travel
Annual Fee ₹1,500
Base Reward 1%
Max Reward 5%
Forex Markup 2%
Network Visa Signature
Min Income ₹6L+
CardTrail Score
Best For
travel
