Rewards
Axis Bank Horizon Credit Card
Axis 5.9
CardTrail Score
Decent
out of 10
Annual Fee
₹750
Spend ₹1.5L/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 2%
Lounge Access
2
domestic | 0 intl
About This Card
The Axis Bank Horizon Credit Card is a rewards credit card from Axis with an annual fee of ₹750. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for everyday users.
Pros & Cons
Pros
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: 750 EDGE Reward Points
Cons
- 3.5% forex markup is above average
- Below-average base reward rate
Fee Details
Annual Fee
₹750
Joining Fee
₹750
Fee Waiver Condition
Spend ₹1.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.5%
Max Rate
2%
Currency
EDGE Reward Points
Welcome Bonus
750 EDGE Reward Points
Lounge Access
Domestic Lounges
2
per quarter
International Lounges
0
Key Highlights
- + Annual fee ₹750 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: 750 EDGE Reward Points
Compare With...
See how Axis Bank Horizon Credit Card stacks up against top alternatives
Want the Full Picture?
Compare the Axis Bank Horizon Credit Card side-by-side with any card in our database. Use our comparison tool to see which card truly fits your spending pattern.
CardTrail is an independent research platform. Our ratings are not influenced by commercial relationships.
Quick Summary
Best For
general
Annual Fee ₹750
Base Reward 0.5%
Max Reward 2%
Forex Markup 3.5%
Network Visa
Min Income ₹4L+
CardTrail Score
Best For
general
