Premium
Marriott Bonvoy HDFC Credit Card
HDFC 6.5
CardTrail Score
Decent
out of 10
Annual Fee
₹3,000
Spend ₹3L/year
Forex Markup
2%
Reward Rate
0.6%
Up to 8%
Lounge Access
8
domestic | 2 intl
About This Card
The Marriott Bonvoy HDFC Credit Card is a premium credit card from HDFC with an annual fee of ₹3,000. It offers a base reward rate of 0.6% with up to 8.0% on select categories. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- ₹3,000 annual fee may not suit light spenders
- 2.0% forex markup on international transactions
- Income eligibility: ₹9L+ per annum
Fee Details
Annual Fee
₹3,000
Joining Fee
₹3,000
Fee Waiver Condition
Spend ₹3L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.6%
Max Rate
8%
Currency
Marriott Bonvoy Points
Welcome Bonus
7,500 Bonvoy Points
Lounge Access
Domestic Lounges
8
per year
International Lounges
2
per year
Key Highlights
- + Annual fee ₹3,000 (waiver: Spend ₹3L/year)
- + Up to 8.0% rewards on accelerated categories
- + 8 complimentary domestic lounge visits/year
- + Fuel surcharge waiver at all pumps
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Quick Summary
Best For
travel luxury
Annual Fee ₹3,000
Base Reward 0.6%
Max Reward 8%
Forex Markup 2%
Network Visa Signature
Min Income ₹9L+
CardTrail Score
Best For
travel luxury
