HDFC Diners Club Black
HDFC About This Card
The HDFC Diners Club Black rivals the Infinia in benefits but is more accessible. Unlimited lounge access, 3.3% base reward rate, and 10X on SmartBuy make it one of India's best cards. The only catch: Diners Club acceptance is limited at smaller merchants, though it's improving rapidly.
Pros & Cons
Pros
- Unlimited lounge access worldwide
- Excellent 3.3% base reward rate
- Fee waiver at ₹5L achievable
- 10X on SmartBuy = up to 33%
Cons
- Diners Club not accepted everywhere in India
- ₹10K annual fee
- Need HDFC relationship for approval
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Unlimited lounge access
- 3.3% base reward rate
- 10X on SmartBuy
- Complimentary golf & Club Marriott
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Active Offers (2)
All offers10X rewards on SmartBuy portal
Earn 10X reward points on all SmartBuy purchases — flights, hotels, shopping, gift vouchers. Points worth up to 33% of spend.
10% instant discount on Amazon
Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.
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