IndiGo Kotak 6E Rewards XL Credit Card credit card
Travel

IndiGo Kotak 6E Rewards XL Credit Card

Kotak logo Kotak
8.2
CardTrail Score
Very Good
out of 10
Net Value
10.0
Accessibility
7.0
Feature Depth
6.5
Bank Trust
7.5
How we score →
Annual Fee
₹1,500
Spend Rs 50K/year
Forex Markup
3.5%
Reward Rate
2%
Up to 6%
Lounge Access
8
domestic | 0 intl

About This Card

The IndiGo Kotak 6E Rewards XL Credit Card offers 6% rewards on IndiGo bookings and 2% on all other spends. With 8 domestic lounge visits and a Rs 3,000 welcome ticket, it delivers strong value for IndiGo flyers. Fee waiver at just Rs 50K annual spend makes it accessible.

Pros & Cons

Pros

  • 6% back on IndiGo is among the best airline co-brand rates
  • 8 domestic lounge visits/year
  • Rs 3,000 welcome ticket + Rs 1,099 add-ons exceed the annual fee
  • 2% base rate on all spends including fuel

Cons

  • Rs 1,500 fee (waivable at Rs 50K though)
  • No international lounge access
  • 6E Rewards transitioning to BluChip program
  • Rewards only useful within IndiGo ecosystem

Fee Details

Annual Fee
₹1,500
Joining Fee
₹1,500
Fee Waiver Condition
Spend Rs 50K/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
2%
Max Rate
6%
Currency
6E Rewards / BluChips
Welcome Bonus
Rs 3,000 IndiGo ticket + 6E Prime add-ons worth Rs 1,099

Lounge Access

Domestic Lounges
8
per quarter
International Lounges
0

Key Highlights

  • 6% 6E Rewards on IndiGo bookings
  • 3% on dining, movies, and groceries
  • 2% on all other retail spends including fuel
  • 8 domestic lounge visits/year (2 per quarter)
  • Rs 3,000 IndiGo welcome ticket

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Active Offers (1)

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Offer 25d left

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New Zomato Gold subscribers get 50% off up to Rs 300 on first order using Kotak credit cards.

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Quick Summary

Best For
indigo flights
Annual Fee ₹1,500
Base Reward 2%
Max Reward 6%
Forex Markup 3.5%
Network Visa
Min Income ₹5L+

CardTrail Score

8.2
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

indigo flights travel lounge

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