IndianOil Kotak Credit Card
Kotak About This Card
The IndianOil Kotak Credit Card is a fuel rewards credit card from Kotak with an annual fee of ₹500. It offers a base reward rate of 0.5% with up to 5.0% on select categories. Key perks include fuel surcharge waiver. Best suited for vehicle owners.
Pros & Cons
Pros
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: 1,000 Fuel Points
Cons
- 3.5% forex markup is above average
- No complimentary lounge access
- Below-average base reward rate
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Annual fee ₹500 (waiver: Spend ₹50K/year)
- Up to 5.0% rewards on accelerated categories
- Fuel surcharge waiver at all pumps
- Welcome bonus: 1,000 Fuel Points
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Active Offers (1)
All offersFlat 50% off first Zomato order
New Zomato Gold subscribers get 50% off up to Rs 300 on first order using Kotak credit cards.
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