DBS Spark10 Credit Card
DBS About This Card
The DBS Spark10 Credit Card is the mid-tier Spark variant with 5X CashPoints after Rs 15,000 monthly spend and a 5,000 CashPoint welcome bonus. With 4 domestic lounge visits and quarterly milestone bonuses, it suits moderate spenders looking for structured rewards.
Pros & Cons
Pros
- Higher welcome bonus (5,000 vs 2,500 CashPoints) than Spark5
- Larger quarterly milestone bonus (3,500 CashPoints)
- 4 domestic lounge visits/year
- Fuel surcharge waiver up to Rs 1,800/year
Cons
- 5X requires Rs 15K/month milestone (higher than Spark5)
- Rs 999 fee with Rs 2L waiver threshold
- Lounge visits not quarterly (4 total/year, not 1/quarter)
- 3.5% forex markup
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 5X CashPoints on all eligible spends after Rs 15K monthly milestone
- 3,500 Bonus CashPoints on Rs 75K quarterly spend milestone
- 4 domestic lounge visits per year
- BookMyShow Buy 1 Get 1 (capped Rs 200, once/month)
- 5,000 CashPoints welcome bonus
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