Entry Level
AU Zenith+ Credit Card
AU Small Finance Bank 8.2
CardTrail Score
Very Good
out of 10
Annual Fee
₹999
Spend ₹1.5L/year
Forex Markup
2%
Reward Rate
1%
Up to 3%
Lounge Access
4
domestic | 0 intl
About This Card
AU Zenith+ offers competitive 2% forex at an entry-level price — a differentiator in this segment where most cards charge 3.5%. Good value proposition, limited by AU's smaller brand presence.
Pros & Cons
Pros
- Zero joining fee
- 2% forex at entry level is good
- 3X on dining/grocery
- 4 domestic lounges
Cons
- AU Bank limited presence
- Reward ecosystem developing
- 1% base rate is average
- No international lounges
Fee Details
Annual Fee
₹999
Joining Fee
Free
Fee Waiver Condition
Spend ₹1.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
3%
Currency
Reward Points
Welcome Bonus
500 Reward Points
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + Zero joining fee
- + 3X on dining and groceries
- + 2% forex — competitive for entry level
Compare With...
See how AU Zenith+ Credit Card stacks up against top alternatives
Want the Full Picture?
Compare the AU Zenith+ Credit Card side-by-side with any card in our database. Use our comparison tool to see which card truly fits your spending pattern.
CardTrail is an independent research platform. Our ratings are not influenced by commercial relationships.
Quick Summary
Best For
value beginner
Annual Fee ₹999
Base Reward 1%
Max Reward 3%
Forex Markup 2%
Network Visa
Min Income ₹3L+
CardTrail Score
Best For
value beginner
Related Cards
View all cards
Super Premium
AU Vetta Credit Card
AU Small Finance Bank
8.9
Score
Fee
₹9,999
Reward
1.5%
Forex
0%
View full review
Premium
AU LIT Credit Card
AU Small Finance Bank
7.9
Score
Fee
₹4,999
Reward
1%
Forex
1.75%
View full review
Entry Level
AU Nexus Credit Card
AU Small Finance Bank
7.0
Score
Fee
Free
Reward
0.5%
Forex
0%
View full review