Canara Bank RuPay Select Credit Card
Canara Bank About This Card
Canara Bank RuPay Select is a lifetime free credit card with no joining or annual fee. It offers solid lounge access (8 domestic + 2 international per year) and a high credit limit up to Rs 25L, but the reward rate is a modest 0.5%.
Pros & Cons
Pros
- Lifetime free with no joining or annual fee
- 8 domestic + 2 international lounge visits per year
- Air accident insurance up to Rs 8L
- Credit limit up to Rs 25 lakh
Cons
- Low reward rate of 0.5% (2 RP per Rs 100, 1 RP = Rs 0.25)
- Rs 300 inactivity fee if spend < Rs 10K/year
- Rs 10K quarterly spend required for lounge access
- RuPay limits international acceptance
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Lifetime free — no joining or annual fee
- 2 domestic lounge visits per quarter + 2 international per year
- Credit limit up to Rs 25L
- Up to 4 free add-on cards
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