DBS Spark5 Credit Card
DBS About This Card
The DBS Spark5 Credit Card offers 5X CashPoints after crossing Rs 10,000 monthly spend, with quarterly milestone bonuses. At Rs 499/year with domestic lounge access and BookMyShow BOGO, it's a solid entry-level rewards card from DBS.
Pros & Cons
Pros
- 5X CashPoints after just Rs 10K monthly spend is achievable
- Quarterly milestone bonus adds value
- Domestic lounge access (1/quarter)
- Monthly BookMyShow BOGO
Cons
- 5X only kicks in after Rs 10K monthly spend
- Rs 1.5L spend needed for fee waiver
- 3.5% forex markup
- CashPoints redemption rates vary
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 5X CashPoints on all eligible spends after Rs 10K monthly milestone
- 2,500 Bonus CashPoints on Rs 50K quarterly spend milestone
- 1 domestic lounge visit per quarter
- BookMyShow Buy 1 Get 1 (capped Rs 200, once/month)
- 1% fuel surcharge waiver (Rs 500-Rs 5,000)
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