AU ABC Pro Credit Card
AU Small Finance Bank About This Card
The AU ABC Pro is a co-branded card with Aditya Birla Finance offering 10X rewards on travel, dining, entertainment and international spends. With a low 1.99% forex markup and complimentary lounge access, it punches above its fee bracket for frequent spenders.
Pros & Cons
Pros
- 10X accelerated rewards on travel, dining, entertainment & international spends
- Low 1.99% forex markup — well below industry standard
- Complimentary EazyDiner membership on Rs 2.5L annual spend
- Up to 30% off dining at 300+ partner restaurants
Cons
- Rs 999 annual fee (waived at Rs 1.5L spend)
- Reward points value can be low depending on redemption
- From a small finance bank — less branch network
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 10X reward points on travel, dining, entertainment & international spends
- 6X reward points on online spends, 4X on offline
- Low forex markup of 1.99%
- 2 domestic lounge visits per quarter + 1 international per year
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