Entry Level
Axis MY Zone Credit Card
Axis 8.2
CardTrail Score
Very Good
out of 10
Annual Fee
₹500
Spend ₹50K/year
Forex Markup
3.5%
Reward Rate
1%
Up to 4%
Lounge Access
4
domestic | 0 intl
About This Card
Axis MY Zone is an entertainment-focused entry card — 4X on movies, dining, and groceries with Buy 1 Get 1 movie tickets. Good for young professionals who dine out and watch movies regularly. Upgrade to Axis Atlas when you're ready for travel perks.
Pros & Cons
Pros
- 4X on entertainment and dining
- BOGO on movie tickets
- Low entry barrier
- 4 domestic lounges
Cons
- 3.5% forex
- Base rate is just 1%
- No international perks
- Entertainment focus is narrow
Fee Details
Annual Fee
₹500
Joining Fee
₹500
Fee Waiver Condition
Spend ₹50K/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
4%
Currency
EDGE Reward Points
Welcome Bonus
₹500 BookMyShow/Swiggy voucher
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + 4X on movies, dining, groceries
- + Buy 1 Get 1 on movie tickets
- + Easy ₹50K fee waiver
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Quick Summary
Best For
beginner entertainment
Annual Fee ₹500
Base Reward 1%
Max Reward 4%
Forex Markup 3.5%
Network Visa
Min Income ₹2L+
CardTrail Score
Best For
beginner entertainment
