Travel

Kotak Air+ Credit Card

Name: Kotak Air+ Credit Card
Brand: Kotak
Price: 3000 INR

Kotak

7.5

CardTrail Score

Very Good

out of 10

💰 Net Value

6.0

🔓 Accessibility

6.2

⚡ Feature Depth

5.8

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

₹3,000

Forex Markup

Reward Rate

Up to 5%

Lounge Access

domestic | 2 intl

About This Card

The Kotak Air+ Credit Card is a travel-focused credit card from Kotak with an annual fee of ₹3,000. It offers a base reward rate of 1.0% with up to 5.0% on select categories. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.

Pros & Cons

Pros

Competitive 1.0% reward rate
Low forex markup at 2.0%
Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases

Cons

₹3,000 annual fee may not suit light spenders
2.0% forex markup on international transactions
Income eligibility: ₹6L+ per annum

Fee Details

Annual Fee

₹3,000

Joining Fee

₹3,000

Fee Waiver Condition

None

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

Max Rate

Currency

Air Miles

Welcome Bonus

3,000 Air Miles

Lounge Access

Domestic Lounges

per year

International Lounges

per year

Key Highlights

+ Up to 5.0% rewards on accelerated categories
+ 4 domestic lounge visits per year
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 3,000 Air Miles

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