Travel

American Express Platinum Travel Credit Card

Name: American Express Platinum Travel Credit Card
Brand: American Express
Price: 5000 INR

American Express

7.3

CardTrail Score

Very Good

out of 10

💰 Net Value

5.2

🔓 Accessibility

5.8

⚡ Feature Depth

5.5

🏦 Bank Trust

9.0

How we score →

Compare This Card Full Details

Annual Fee

₹5,000

Forex Markup

3.5%

Reward Rate

Up to 3%

Lounge Access

domestic | 0 intl

About This Card

The American Express Platinum Travel Credit Card is a travel-focused credit card from American Express with an annual fee of ₹5,000. It delivers a solid 1.0% reward rate on all spends. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.

Pros & Cons

Pros

Competitive 1.0% reward rate
Generous lounge access benefits
Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases

Cons

High annual fee of ₹5,000
3.5% forex markup is above average

Fee Details

Annual Fee

₹5,000

Joining Fee

₹5,000

Fee Waiver Condition

None

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

Max Rate

Currency

Membership Rewards Points

Welcome Bonus

10,000 Membership Rewards Points

Lounge Access

Domestic Lounges

per year

International Lounges

Key Highlights

+ 1.0% reward rate on all spends
+ 8 complimentary domestic lounge visits/year
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 10,000 Membership Rewards Points

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