HDFC BizPower Credit Card credit card
Business

HDFC BizPower Credit Card

HDFC logo HDFC
8.3
CardTrail Score
Very Good
out of 10
Net Value
10.0
Accessibility
4.0
Feature Depth
7.5
Bank Trust
9.0
How we score →
Annual Fee
₹2,500
Spend Rs 4L/year
Forex Markup
2%
Reward Rate
1.3%
Up to 6.7%
Lounge Access
8
domestic | 6 intl

About This Card

The HDFC BizPower Credit Card is a premium business card offering 5X rewards on business spends, complimentary Amazon Prime, and strong lounge access (domestic + international via Priority Pass). The 2% forex markup makes it competitive for international business transactions. Best for established businesses with Rs 4L+ annual card spend.

Pros & Cons

Pros

  • Excellent lounge access for a business card (domestic + international)
  • Low 2% forex markup for international transactions
  • Amazon Prime membership worth Rs 1,499 as welcome benefit
  • Fee waiver achievable at Rs 4L annual spend

Cons

  • Rs 2,500 annual fee is steep for small businesses
  • Domestic lounge visits beyond 2/quarter require Rs 75K spend gate
  • Only available to self-employed applicants with Rs 12L+ ITR

Fee Details

Annual Fee
₹2,500
Joining Fee
₹2,500
Fee Waiver Condition
Spend Rs 4L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1.3%
Max Rate
6.7%
Currency
Cash Points
Welcome Bonus
Amazon Prime 1-year + Biz Prime 6 months

Lounge Access

Domestic Lounges
8
per quarter
International Lounges
6
per quarter
Spend Gate Required
You must spend ₹75,000 per quarter to activate lounge access.

Key Highlights

  • 5X reward points on select business spends
  • Complimentary Amazon Prime annual membership on activation
  • 2 domestic lounge visits/quarter + 2 more on Rs 75K quarterly spend
  • 6 international lounge visits/year via Priority Pass
  • 2% forex markup (lower than most cards)

Compare With...

See how HDFC BizPower Credit Card stacks up against top alternatives

Want the Full Picture?

Compare the HDFC BizPower Credit Card side-by-side with any card in our database. Use our comparison tool to see which card truly fits your spending pattern.

CardTrail is an independent research platform. Our ratings are not influenced by commercial relationships.

Active Offers (1)

All offers
Offer 25d left

10% instant discount on Amazon

Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.

Useful Tools

Calculators and finders relevant to the HDFC BizPower Credit Card

Quick Summary

Best For
business travel
Annual Fee ₹2,500
Base Reward 1.3%
Max Reward 6.7%
Forex Markup 2%
Network Visa
Min Income ₹12L+

CardTrail Score

8.3
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

business travel

Own the HDFC BizPower Credit Card?

Get notified when benefits change, fees are revised, or a better alternative launches. One email, only when it matters.

Related Cards

View all cards