HDFC BizPower Credit Card
About This Card
The HDFC BizPower Credit Card is a premium business card offering 5X rewards on business spends, complimentary Amazon Prime, and strong lounge access (domestic + international via Priority Pass). The 2% forex markup makes it competitive for international business transactions. Best for established businesses with Rs 4L+ annual card spend.
Pros & Cons
Pros
- Excellent lounge access for a business card (domestic + international)
- Low 2% forex markup for international transactions
- Amazon Prime membership worth Rs 1,499 as welcome benefit
- Fee waiver achievable at Rs 4L annual spend
Cons
- Rs 2,500 annual fee is steep for small businesses
- Domestic lounge visits beyond 2/quarter require Rs 75K spend gate
- Only available to self-employed applicants with Rs 12L+ ITR
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 5X reward points on select business spends
- Complimentary Amazon Prime annual membership on activation
- 2 domestic lounge visits/quarter + 2 more on Rs 75K quarterly spend
- 6 international lounge visits/year via Priority Pass
- 2% forex markup (lower than most cards)
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Active Offers (1)
All offers10% instant discount on Amazon
Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.
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