Premium
Air India SBI Signature Credit Card
SBI 7.8
CardTrail Score
Very Good
out of 10
Annual Fee
₹4,999
Spend ₹5L/year
Forex Markup
1.99%
Reward Rate
1.5%
Up to 4%
Lounge Access
8
domestic | 2 intl
About This Card
The Air India SBI Signature Credit Card is a premium credit card from SBI with an annual fee of ₹4,999. It delivers a solid 1.5% reward rate on all spends. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Competitive 1.5% reward rate
- Low forex markup at 1.99%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- ₹4,999 annual fee may not suit light spenders
- Income eligibility: ₹9L+ per annum
Fee Details
Annual Fee
₹4,999
Joining Fee
₹4,999
Fee Waiver Condition
Spend ₹5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1.5%
Max Rate
4%
Currency
Air India Reward Points
Welcome Bonus
5,000 Reward Points
Lounge Access
Domestic Lounges
8
per year
International Lounges
2
per year
Key Highlights
- + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
- + 1.5% reward rate on all spends
- + 8 complimentary domestic lounge visits/year
- + Fuel surcharge waiver at all pumps
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Quick Summary
Best For
travel
Annual Fee ₹4,999
Base Reward 1.5%
Max Reward 4%
Forex Markup 1.99%
Network Visa Signature
Min Income ₹9L+
CardTrail Score
Best For
travel
