Adani One ICICI Bank Platinum credit card
Rewards

Adani One ICICI Bank Platinum

ICICI logo ICICI
7.1
CardTrail Score
Very Good
out of 10
💰 Net Value
5.9
🔓 Accessibility
7.8
Feature Depth
3.6
🏦 Bank Trust
6.5
How we score →
Annual Fee
₹750
Spend ₹1L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 3%
Lounge Access
0
domestic | 0 intl

About This Card

The Adani One ICICI Bank Platinum is a rewards credit card from ICICI with an annual fee of ₹750. It delivers a solid 1.0% reward rate on all spends. Key perks include fuel surcharge waiver. Best suited for online shoppers.

Pros & Cons

Pros

  • Competitive 1.0% reward rate
  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases
  • Attractive welcome bonus: 500 Adani Reward Points

Cons

  • 3.5% forex markup is above average
  • No complimentary lounge access

Fee Details

Annual Fee
₹750
Joining Fee
₹750
Fee Waiver Condition
Spend ₹1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
3%
Currency
Adani Reward Points
Welcome Bonus
500 Adani Reward Points

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • + Annual fee ₹750 (waiver: Spend ₹1L/year)
  • + 1.0% reward rate on all spends
  • + Fuel surcharge waiver at all pumps
  • + Welcome bonus: 500 Adani Reward Points

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Quick Summary

Best For
shopping
Annual Fee ₹750
Base Reward 1%
Max Reward 3%
Forex Markup 3.5%
Network Visa Platinum
Min Income ₹3L+

CardTrail Score

7.1
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

shopping

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