Lifestyle

Myntra Kotak Credit Card

Name: Myntra Kotak Credit Card
Brand: Kotak
Price: 500 INR

Kotak

7.6

CardTrail Score

Very Good

out of 10

💰 Net Value

6.5

🔓 Accessibility

8.0

⚡ Feature Depth

3.5

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

₹500

Spend ₹1L/year

Forex Markup

3.5%

Reward Rate

Up to 7.5%

Lounge Access

domestic | 0 intl

About This Card

The Myntra Kotak Credit Card is a lifestyle credit card from Kotak with an annual fee of ₹500. It offers a base reward rate of 1.0% with up to 7.5% on select categories. Key perks include fuel surcharge waiver. Best suited for online shoppers.

Pros & Cons

Pros

Competitive 1.0% reward rate
Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases
Attractive welcome bonus: ₹500 Myntra voucher

Cons

3.5% forex markup is above average
No complimentary lounge access

Fee Details

Annual Fee

₹500

Joining Fee

₹500

Fee Waiver Condition

Spend ₹1L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

Max Rate

7.5%

Currency

Myntra Credits

Welcome Bonus

₹500 Myntra voucher

Lounge Access

Domestic Lounges

International Lounges

Key Highlights

+ Annual fee ₹500 (waiver: Spend ₹1L/year)
+ Up to 7.5% rewards on accelerated categories
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: ₹500 Myntra voucher

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