Travel

Standard Chartered Emirates World Credit Card

Name: Standard Chartered Emirates World Credit Card
Brand: Standard Chartered
Price: 3000 INR

Standard Chartered

7.8

CardTrail Score

Very Good

out of 10

💰 Net Value

6.2

🔓 Accessibility

5.7

⚡ Feature Depth

6.7

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

₹3,000

Spend ₹5L/year

Forex Markup

Reward Rate

Up to 4%

Lounge Access

domestic | 4 intl

About This Card

The Standard Chartered Emirates World Credit Card is a travel-focused credit card from Standard Chartered with an annual fee of ₹3,000. It delivers a solid 1.0% reward rate on all spends. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.

Pros & Cons

Pros

Competitive 1.0% reward rate
Low forex markup at 2.0%
Generous lounge access benefits
Fuel surcharge waiver saves on petrol/diesel

Cons

₹3,000 annual fee may not suit light spenders
2.0% forex markup on international transactions
Income eligibility: ₹9L+ per annum

Fee Details

Annual Fee

₹3,000

Joining Fee

₹3,000

Fee Waiver Condition

Spend ₹5L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

Max Rate

Currency

Skywards Miles

Welcome Bonus

5,000 Skywards Miles

Lounge Access

Domestic Lounges

per year

International Lounges

per year

Key Highlights

+ Annual fee ₹3,000 (waiver: Spend ₹5L/year)
+ 1.0% reward rate on all spends
+ 8 complimentary domestic lounge visits/year
+ 4 international lounge visits/year

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