LIC Classic IDFC FIRST Credit Card
IDFC FIRST About This Card
LIC Classic IDFC FIRST is a lifetime free card designed for LIC policyholders, offering 6X rewards on LIC premiums and 3X on utilities and government spends. The interest-free ATM withdrawal for up to 48 days is a rare perk.
Pros & Cons
Pros
- Completely free — no joining, annual, or renewal fees
- 6X reward points on LIC premium payments
- Interest-free ATM withdrawals up to 48 days
- Low interest rate starting at 9% per annum
Cons
- Only 1 domestic lounge visit per quarter
- No international lounge access
- No rewards on fuel, rental, non-LIC insurance, EMI
- Best value only for LIC policyholders
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Lifetime free — zero joining, annual & renewal fee
- 6X reward points on LIC premium payments
- 3X reward points on utilities, education, railway, government
- Interest-free ATM cash withdrawals for up to 48 days
Compare With...
See how LIC Classic IDFC FIRST Credit Card stacks up against top alternatives
Want the Full Picture?
Compare the LIC Classic IDFC FIRST Credit Card side-by-side with any card in our database. Use our comparison tool to see which card truly fits your spending pattern.
CardTrail is an independent research platform. Our ratings are not influenced by commercial relationships.
Active Offers (1)
All offersRs 500 Amazon voucher on first spend
Spend Rs 5,000 within 30 days of card activation and get a Rs 500 Amazon gift voucher. New cardholders only.
Useful Tools
Calculators and finders relevant to the LIC Classic IDFC FIRST Credit Card
Quick Summary
CardTrail Score
Best For
Own the LIC Classic IDFC FIRST Credit Card?
Get notified when benefits change, fees are revised, or a better alternative launches. One email, only when it matters.
Related Cards
View all cards
