Super Premium
Zero Forex
AU Vetta Credit Card
8.9
CardTrail Score
Very Good
out of 10
Annual Fee
₹9,999
Spend ₹10L/year
Forex Markup
0%
No extra charge
Reward Rate
1.5%
Up to 6%
Lounge Access
Unlimited
domestic | Unlimited intl
About This Card
AU Vetta is the dark horse of Indian super-premium cards. Zero forex markup AND unlimited lounge access is a combination only HDFC Infinia and Diners Club Black match — and those cost more. If you can overlook AU's smaller brand, this card offers exceptional value.
Pros & Cons
Pros
- Zero forex + unlimited lounges — rare combination
- 6X on travel and dining
- ₹10L waiver is achievable
- Golf access included
Cons
- AU Bank brand perception
- Reward ecosystem still maturing
- Less merchant partnerships than HDFC/Axis
Fee Details
Annual Fee
₹9,999
Joining Fee
₹9,999
Fee Waiver Condition
Spend ₹10L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1.5%
Max Rate
6%
Currency
Reward Points
Welcome Bonus
10,000 Reward Points
Lounge Access
Domestic Lounges
Unlimited
International Lounges
Unlimited
Key Highlights
- + Zero forex markup
- + Unlimited lounge access worldwide
- + 6X on travel and dining
- + Best value super-premium card
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Quick Summary
Best For
travel forex
Annual Fee ₹9,999
Base Reward 1.5%
Max Reward 6%
Forex Markup 0%
Network Visa Infinite
Min Income ₹12L+
CardTrail Score
Best For
travel forex luxury
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