Super Premium Zero Forex

AU Vetta Credit Card

Name: AU Vetta Credit Card
Brand: AU Small Finance Bank
Price: 9999 INR

AU Small Finance Bank

8.9

CardTrail Score

Very Good

out of 10

💰 Net Value

7.3

🔓 Accessibility

4.8

⚡ Feature Depth

8.5

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

₹9,999

Spend ₹10L/year

Forex Markup

No extra charge

Reward Rate

1.5%

Up to 6%

Lounge Access

Unlimited

domestic | Unlimited intl

About This Card

AU Vetta is the dark horse of Indian super-premium cards. Zero forex markup AND unlimited lounge access is a combination only HDFC Infinia and Diners Club Black match — and those cost more. If you can overlook AU's smaller brand, this card offers exceptional value.

Pros & Cons

Pros

Zero forex + unlimited lounges — rare combination
6X on travel and dining
₹10L waiver is achievable
Golf access included

Cons

AU Bank brand perception
Reward ecosystem still maturing
Less merchant partnerships than HDFC/Axis

Fee Details

Annual Fee

₹9,999

Joining Fee

₹9,999

Fee Waiver Condition

Spend ₹10L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

1.5%

Max Rate

Currency

Reward Points

Welcome Bonus

10,000 Reward Points

Lounge Access

Domestic Lounges

Unlimited

International Lounges

Unlimited

Key Highlights

+ Zero forex markup
+ Unlimited lounge access worldwide
+ 6X on travel and dining
+ Best value super-premium card

Compare With...

See how AU Vetta Credit Card stacks up against top alternatives

HDFC Diners Club Black

HDFC

9.4

Compare

HDFC Diners Club Metal Edition

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