Travel
Axis Bank Vistara Signature Credit Card
Axis 7.3
CardTrail Score
Very Good
out of 10
Annual Fee
₹3,000
Forex Markup
2%
Reward Rate
1%
Up to 4%
Lounge Access
8
domestic | 2 intl
About This Card
The Axis Bank Vistara Signature Credit Card is a travel-focused credit card from Axis with an annual fee of ₹3,000. It delivers a solid 1.0% reward rate on all spends. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- ₹3,000 annual fee may not suit light spenders
- 2.0% forex markup on international transactions
- Income eligibility: ₹9L+ per annum
Fee Details
Annual Fee
₹3,000
Joining Fee
₹3,000
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
4%
Currency
Club Vistara Points
Welcome Bonus
1 Club Vistara Gold tier voucher
Lounge Access
Domestic Lounges
8
per year
International Lounges
2
per year
Key Highlights
- + 1.0% reward rate on all spends
- + 8 complimentary domestic lounge visits/year
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: 1 Club Vistara Gold tier voucher
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Quick Summary
Best For
travel
Annual Fee ₹3,000
Base Reward 1%
Max Reward 4%
Forex Markup 2%
Network Visa Signature
Min Income ₹9L+
CardTrail Score
Best For
travel
