Lifestyle
ICICI Times Black Credit Card
ICICI 5.9
CardTrail Score
Decent
out of 10
Annual Fee
₹750
Spend ₹1.5L/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 3%
Lounge Access
2
domestic | 0 intl
About This Card
The ICICI Times Black Credit Card is a lifestyle credit card from ICICI with an annual fee of ₹750. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for everyday users and entertainment lovers.
Pros & Cons
Pros
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: Times Prime subscription
Cons
- 3.5% forex markup is above average
- Below-average base reward rate
Fee Details
Annual Fee
₹750
Joining Fee
₹750
Fee Waiver Condition
Spend ₹1.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.5%
Max Rate
3%
Currency
Times Points
Welcome Bonus
Times Prime subscription
Lounge Access
Domestic Lounges
2
per quarter
International Lounges
0
Key Highlights
- + Annual fee ₹750 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: Times Prime subscription
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Quick Summary
Best For
general movies
Annual Fee ₹750
Base Reward 0.5%
Max Reward 3%
Forex Markup 3.5%
Network Visa
Min Income ₹4L+
CardTrail Score
Best For
general movies
