Premium

RBL Platinum Maxima Credit Card

RBL

4.7

CardTrail Score

Decent

out of 10

💰 Net Value

3.1

🔓 Accessibility

6.3

⚡ Feature Depth

4.7

🏦 Bank Trust

4.5

How we score →

Compare This Card Full Details

Annual Fee

₹2,000

Spend ₹2L/year

Forex Markup

3.5%

Reward Rate

0.5%

Up to 1.25%

Lounge Access

domestic | 0 intl

About This Card

The RBL Platinum Maxima Credit Card is a premium credit card from RBL with an annual fee of ₹2,000. It earns rewards at 0.5% on everyday purchases. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.

Pros & Cons

Pros

Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases
Attractive welcome bonus: 2,000 Reward Points
Premium lifestyle and concierge benefits

Cons

₹2,000 annual fee may not suit light spenders
3.5% forex markup is above average
Income eligibility: ₹6L+ per annum

Fee Details

Annual Fee

₹2,000

Joining Fee

₹2,000

Fee Waiver Condition

Spend ₹2L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

1.25%

Currency

Reward Points

Welcome Bonus

2,000 Reward Points

Lounge Access

Domestic Lounges

per quarter

International Lounges

Key Highlights

+ Annual fee ₹2,000 (waiver: Spend ₹2L/year)
+ 4 domestic lounge visits per year
+ Fuel surcharge waiver at all pumps
+ Welcome bonus: 2,000 Reward Points

Compare With...

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HDFC Diners Club Black

HDFC

9.4

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