Travel
SBI Card MILES PRIME
SBI 6.6
CardTrail Score
Decent
out of 10
Annual Fee
₹2,999
Spend ₹3L/year
Forex Markup
1.99%
Reward Rate
0.75%
Up to 3%
Lounge Access
4
domestic | 2 intl
About This Card
The SBI Card MILES PRIME is a travel-focused credit card from SBI with an annual fee of ₹2,999. It earns rewards at 0.75% on everyday purchases. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Low forex markup at 1.99%
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: 3,000 Travel Credits
Cons
- ₹2,999 annual fee may not suit light spenders
- Income eligibility: ₹6L+ per annum
- Below-average base reward rate
Fee Details
Annual Fee
₹2,999
Joining Fee
₹2,999
Fee Waiver Condition
Spend ₹3L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.75%
Max Rate
3%
Currency
Travel Credits
Welcome Bonus
3,000 Travel Credits
Lounge Access
Domestic Lounges
4
per year
International Lounges
2
per year
Key Highlights
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: 3,000 Travel Credits
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Quick Summary
Best For
travel
Annual Fee ₹2,999
Base Reward 0.75%
Max Reward 3%
Forex Markup 1.99%
Network Visa
Min Income ₹6L+
CardTrail Score
Best For
travel
