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Federal Bank Signet Credit Card

Name: Federal Bank Signet Credit Card
Brand: Federal Bank
Price: 2999 INR

Federal Bank

7.6

CardTrail Score

Very Good

out of 10

💰 Net Value

5.7

🔓 Accessibility

6.7

⚡ Feature Depth

5.8

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

₹2,999

Spend ₹3L/year

Forex Markup

Reward Rate

Up to 3%

Lounge Access

domestic | 2 intl

About This Card

The Federal Bank Signet Credit Card is a premium credit card from Federal Bank with an annual fee of ₹2,999. It delivers a solid 1.0% reward rate on all spends. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.

Pros & Cons

Pros

Competitive 1.0% reward rate
Low forex markup at 2.0%
Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases

Cons

₹2,999 annual fee may not suit light spenders
2.0% forex markup on international transactions
Income eligibility: ₹6L+ per annum

Fee Details

Annual Fee

₹2,999

Joining Fee

₹2,999

Fee Waiver Condition

Spend ₹3L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

Max Rate

Currency

Reward Points

Welcome Bonus

3,000 Reward Points

Lounge Access

Domestic Lounges

per year

International Lounges

per year

Key Highlights

+ Annual fee ₹2,999 (waiver: Spend ₹3L/year)
+ 1.0% reward rate on all spends
+ 4 domestic lounge visits per year
+ Fuel surcharge waiver at all pumps

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