Samsung Axis Bank Signature Credit Card credit card
Lifestyle

Samsung Axis Bank Signature Credit Card

Axis logo Axis
7.9
CardTrail Score
Very Good
out of 10
💰 Net Value
6.4
🔓 Accessibility
7.1
Feature Depth
5.8
🏦 Bank Trust
6.0
How we score →
Annual Fee
₹1,500
Spend ₹2.5L/year
Forex Markup
2%
Reward Rate
1%
Up to 5%
Lounge Access
4
domestic | 2 intl

About This Card

The Samsung Axis Bank Signature Credit Card is a lifestyle credit card from Axis with an annual fee of ₹1,500. It offers a base reward rate of 1.0% with up to 5.0% on select categories. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for online shoppers.

Pros & Cons

Pros

  • Competitive 1.0% reward rate
  • Low forex markup at 2.0%
  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases

Cons

  • ₹1,500 annual fee may not suit light spenders
  • 2.0% forex markup on international transactions
  • Income eligibility: ₹6L+ per annum

Fee Details

Annual Fee
₹1,500
Joining Fee
₹1,500
Fee Waiver Condition
Spend ₹2.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
5%
Currency
EDGE Reward Points
Welcome Bonus
₹2,000 Samsung voucher

Lounge Access

Domestic Lounges
4
per year
International Lounges
2
per year

Key Highlights

  • + Annual fee ₹1,500 (waiver: Spend ₹2.5L/year)
  • + Up to 5.0% rewards on accelerated categories
  • + 4 domestic lounge visits per year
  • + Fuel surcharge waiver at all pumps

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Quick Summary

Best For
shopping
Annual Fee ₹1,500
Base Reward 1%
Max Reward 5%
Forex Markup 2%
Network Visa Signature
Min Income ₹6L+

CardTrail Score

7.9
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

shopping

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