Travel
ICICI MakeMyTrip Credit Card
ICICI 7.3
CardTrail Score
Very Good
out of 10
Annual Fee
₹500
Spend ₹2L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 3%
Lounge Access
4
domestic | 0 intl
About This Card
The ICICI MakeMyTrip Credit Card is a travel-focused credit card from ICICI with an annual fee of ₹500. It delivers a solid 1.0% reward rate on all spends. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: ₹1,000 myCash
Cons
- 3.5% forex markup is above average
Fee Details
Annual Fee
₹500
Joining Fee
₹500
Fee Waiver Condition
Spend ₹2L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
3%
Currency
myCash
Welcome Bonus
₹1,000 myCash
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + Annual fee ₹500 (waiver: Spend ₹2L/year)
- + 1.0% reward rate on all spends
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
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Quick Summary
Best For
travel
Annual Fee ₹500
Base Reward 1%
Max Reward 3%
Forex Markup 3.5%
Network Visa
Min Income ₹4L+
CardTrail Score
Best For
travel
