Premium
Reliance SBI PRIME Credit Card
SBI 6.5
CardTrail Score
Decent
out of 10
Annual Fee
₹2,999
Spend ₹3L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 2.5%
Lounge Access
4
domestic | 0 intl
About This Card
The Reliance SBI PRIME Credit Card is a premium credit card from SBI with an annual fee of ₹2,999. It delivers a solid 1.0% reward rate on all spends. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for online shoppers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: ₹2,500 Reliance voucher
Cons
- ₹2,999 annual fee may not suit light spenders
- 3.5% forex markup is above average
- Income eligibility: ₹6L+ per annum
Fee Details
Annual Fee
₹2,999
Joining Fee
₹2,999
Fee Waiver Condition
Spend ₹3L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
2.5%
Currency
Reward Points
Welcome Bonus
₹2,500 Reliance voucher
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 1.0% reward rate on all spends
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
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Quick Summary
Best For
shopping
Annual Fee ₹2,999
Base Reward 1%
Max Reward 2.5%
Forex Markup 3.5%
Network Visa
Min Income ₹6L+
CardTrail Score
Best For
shopping
