Axis Bank Miles & More Credit Card credit card
Travel

Axis Bank Miles & More Credit Card

Axis logo Axis
7.7
CardTrail Score
Very Good
out of 10
Net Value
9.3
Accessibility
7.0
Feature Depth
5.5
Bank Trust
8.0
How we score →
Annual Fee
₹3,500
Waived for HON/Senator members
Forex Markup
3.5%
Reward Rate
1%
Up to 4%
Lounge Access
0
domestic | 2 intl

About This Card

The Axis Bank Miles & More Credit Card is a co-branded travel card with Lufthansa, earning Award Miles redeemable on Star Alliance airlines. The World variant starts at Rs 3,500/year with 5,000 welcome miles. Best for frequent international travellers loyal to Star Alliance carriers.

Pros & Cons

Pros

  • Award Miles redeemable on Star Alliance network (28 airlines)
  • Complimentary Priority Pass for international lounges
  • Fee waiver for Lufthansa HON/Senator status members
  • Annual bonus miles add recurring value

Cons

  • Rs 3,500 annual fee with limited waiver options
  • 3.5% forex markup hurts international travel value
  • Only 2 international lounge visits/year
  • Miles devaluation risk with airline programs

Fee Details

Annual Fee
₹3,500
Joining Fee
₹3,500
Fee Waiver Condition
Waived for HON/Senator members
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
4%
Currency
Award Miles
Welcome Bonus
5,000 Award Miles (World) / 15,000 Award Miles (Select)

Lounge Access

Domestic Lounges
0
International Lounges
2
per year

Key Highlights

  • Earn Award Miles redeemable on Star Alliance airlines (Lufthansa, Singapore Airlines, Air India)
  • 5,000 welcome Award Miles (World variant)
  • 3,000 annual bonus Award Miles on anniversary
  • Priority Pass with 2 complimentary international lounge visits/year
  • Miles transferable to Star Alliance airlines

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Active Offers (1)

All offers
Offer 25d left

20% off on Swiggy every weekend

20% off up to Rs 150 on Swiggy orders over Rs 500 every Saturday and Sunday with any Axis credit card.

Useful Tools

Calculators and finders relevant to the Axis Bank Miles & More Credit Card

Quick Summary

Best For
travel miles
Annual Fee ₹3,500
Base Reward 1%
Max Reward 4%
Forex Markup 3.5%
Network Visa
Min Income ₹6L+

CardTrail Score

7.7
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

travel miles lufthansa

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