Fuel
HPCL ICICI Coral Credit Card
ICICI 6.2
CardTrail Score
Decent
out of 10
Annual Fee
₹499
Spend ₹1L/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 4%
Lounge Access
2
domestic | 0 intl
About This Card
Similar to the Axis Indian Oil card but for HPCL stations. 4% on HPCL fuel and 2.5% on dining/grocery. A good secondary card if HPCL is your preferred fuel station.
Pros & Cons
Pros
- 4% on HPCL fuel
- Very low joining fee
- 2.5% on dining/grocery
- 2 domestic lounges
Cons
- Only for HPCL fuel stations
- 0.5% base rate
- 3.5% forex
- Limited perks
Fee Details
Annual Fee
₹499
Joining Fee
₹199
Fee Waiver Condition
Spend ₹1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.5%
Max Rate
4%
Currency
Payback Points
Welcome Bonus
None
Lounge Access
Domestic Lounges
2
per quarter
International Lounges
0
Key Highlights
- + 4% rewards on HPCL fuel
- + 2.5% on dining and grocery
- + Low ₹199 joining fee
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Quick Summary
Best For
fuel beginner
Annual Fee ₹499
Base Reward 0.5%
Max Reward 4%
Forex Markup 3.5%
Network Visa
Min Income ₹2L+
CardTrail Score
Best For
fuel beginner
