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Zero Forex
Axis Atlas
9.1
CardTrail Score
Outstanding
out of 10
Annual Fee
₹5,000
Spend ₹7.5L/year
Forex Markup
0%
No extra charge
Reward Rate
2%
Up to 5%
Lounge Access
8
domestic | 8 intl
About This Card
The Axis Atlas is India's best travel credit card for frequent flyers. Zero forex markup (a rarity in India), 5X EDGE MILES on travel bookings, and 8 lounge visits per quarter both domestic and international. If you travel internationally 3+ times a year, this is your card.
Pros & Cons
Pros
- Zero forex markup — best for international spending
- 5X on travel categories
- Generous lounge access
- EDGE MILES transfer to airline partners
Cons
- ₹5K annual fee, ₹7.5L waiver is high
- EDGE MILES devaluation risk
- Reward rate outside travel is average
Fee Details
Annual Fee
₹5,000
Joining Fee
₹5,000
Fee Waiver Condition
Spend ₹7.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
2%
Max Rate
5%
Currency
EDGE MILES
Welcome Bonus
5,000 EDGE MILES + ₹500 BookMyShow voucher
Lounge Access
Domestic Lounges
8
per quarter
International Lounges
8
per quarter
Key Highlights
- + Zero forex markup on international spends
- + 5X EDGE MILES on travel
- + 8 lounge visits/quarter domestic + international
- + Best-in-class for frequent travellers
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Quick Summary
Best For
travel forex
Annual Fee ₹5,000
Base Reward 2%
Max Reward 5%
Forex Markup 0%
Network Visa Signature
Min Income ₹6L+
CardTrail Score
Best For
travel forex miles