Super Premium
YES Marquee Credit Card
8.1
CardTrail Score
Very Good
out of 10
Annual Fee
₹4,999
Spend ₹5L/year
Forex Markup
1.75%
Reward Rate
2%
Up to 5%
Lounge Access
12
domestic | 4 intl
About This Card
The YES Marquee Credit Card is a super-premium credit card from YES Bank with an annual fee of ₹4,999. It offers a base reward rate of 2.0% with up to 5.0% on select categories. Key perks include 12 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers and rewards maximizers.
Pros & Cons
Pros
- Strong 2.0%+ base reward rate
- Low forex markup at 1.75%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- ₹4,999 annual fee may not suit light spenders
- Income eligibility: ₹9L+ per annum
Fee Details
Annual Fee
₹4,999
Joining Fee
₹4,999
Fee Waiver Condition
Spend ₹5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
2%
Max Rate
5%
Currency
YES Reward Points
Welcome Bonus
5,000 Reward Points
Lounge Access
Domestic Lounges
12
per year
International Lounges
4
per year
Key Highlights
- + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
- + Up to 5.0% rewards on accelerated categories
- + 12 complimentary domestic lounge visits/year
- + 4 international lounge visits/year
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Quick Summary
Best For
travel rewards
Annual Fee ₹4,999
Base Reward 2%
Max Reward 5%
Forex Markup 1.75%
Network Mastercard World
Min Income ₹9L+
CardTrail Score
Best For
travel rewards
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