Super Premium

Federal Bank Imperio Credit Card

Name: Federal Bank Imperio Credit Card
Brand: Federal Bank
Price: 5999 INR

Federal Bank

8.5

CardTrail Score

Very Good

out of 10

💰 Net Value

7.2

🔓 Accessibility

4.9

⚡ Feature Depth

7.3

🏦 Bank Trust

7.5

How we score →

Compare This Card Full Details

Annual Fee

₹5,999

Spend ₹8L/year

Forex Markup

1.5%

Reward Rate

1.5%

Up to 5%

Lounge Access

Unlimited

domestic | 4 intl

About This Card

The Federal Bank Imperio Credit Card is a super-premium credit card from Federal Bank with an annual fee of ₹5,999. It offers a base reward rate of 1.5% with up to 5.0% on select categories. Key perks include a low 1.5% forex markup, unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.

Pros & Cons

Pros

Competitive 1.5% reward rate
Low forex markup at 1.5%
Generous lounge access benefits
Fuel surcharge waiver saves on petrol/diesel

Cons

High annual fee of ₹5,999
Requires minimum ₹12L annual income

Fee Details

Annual Fee

₹5,999

Joining Fee

₹5,999

Fee Waiver Condition

Spend ₹8L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

1.5%

Max Rate

Currency

Reward Points

Welcome Bonus

6,000 Reward Points

Lounge Access

Domestic Lounges

Unlimited

International Lounges

per year

Key Highlights

+ Annual fee ₹5,999 (waiver: Spend ₹8L/year)
+ Up to 5.0% rewards on accelerated categories
+ Low 1.5% forex markup
+ Unlimited domestic lounge access

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