Travel
SBI Etihad Guest Credit Card
SBI 6.7
CardTrail Score
Decent
out of 10
Annual Fee
₹2,999
Forex Markup
3.5%
Reward Rate
1%
Up to 6%
Lounge Access
4
domestic | 2 intl
About This Card
The SBI Etihad Guest Credit Card is a travel-focused credit card from SBI with an annual fee of ₹2,999. It offers a base reward rate of 1.0% with up to 6.0% on select categories. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: 2,500 Etihad Guest Miles
Cons
- ₹2,999 annual fee may not suit light spenders
- 3.5% forex markup is above average
- Income eligibility: ₹6L+ per annum
Fee Details
Annual Fee
₹2,999
Joining Fee
₹2,999
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
6%
Currency
Etihad Guest Miles
Welcome Bonus
2,500 Etihad Guest Miles
Lounge Access
Domestic Lounges
4
per year
International Lounges
2
per year
Key Highlights
- + Up to 6.0% rewards on accelerated categories
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: 2,500 Etihad Guest Miles
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Quick Summary
Best For
travel
Annual Fee ₹2,999
Base Reward 1%
Max Reward 6%
Forex Markup 3.5%
Network Visa
Min Income ₹6L+
CardTrail Score
Best For
travel
