Credit Card Directory
Independent reviews. No sponsored rankings. Every card scored 1-10.
183 cards reviewed
|
Updated March 2026
Bank:
Category:
Forex:
Fee:
Min Score:
Showing 183 cards
8.9
Score
AU Vetta Credit Card
AU Small Finance Bank
Annual Fee: ₹9,999/yr
0% Forex
- + Zero forex markup
- + Unlimited lounge access worldwide
View Details
7.9
Score
AU LIT Credit Card
AU Small Finance Bank
Annual Fee: ₹4,999/yr
- + 1.75% forex — competitive
- + 5X on dining and international
View Details
7.0
Score
AU Nexus Credit Card
AU Small Finance Bank
Annual Fee: Free
0% Forex
- + Lifetime free — zero annual fee
- + Zero forex markup on international spends
View Details
7.5
Score
AU Ixora Credit Card
AU Small Finance Bank
Annual Fee: ₹2,999/yr
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
6.1
Score
AU Altura Credit Card
AU Small Finance Bank
Annual Fee: ₹199/yr
- + Annual fee ₹199 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
6.4
Score
AU Altura Plus Credit Card
AU Small Finance Bank
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
8.2
Score
AU Zenith+ Credit Card
AU Small Finance Bank
Annual Fee: ₹999/yr
- + Zero joining fee
- + 3X on dining and groceries
View Details
7.4
Score
American Express Gold Charge Card
American Express
Annual Fee: ₹4,500/yr
- + Up to 5.0% rewards on accelerated categories
- + 8 complimentary domestic lounge visits/year
View Details
3.9
Score
American Express Platinum Charge Card
American Express
Annual Fee: ₹66,000/yr
- + Up to 5.0% rewards on accelerated categories
- + Unlimited domestic lounge access
View Details
7.3
Score
American Express Platinum Travel Credit Card
American Express
Annual Fee: ₹5,000/yr
- + 1.0% reward rate on all spends
- + 8 complimentary domestic lounge visits/year
View Details
6.7
Score
American Express Platinum Reserve Credit Card
American Express
Annual Fee: ₹10,000/yr
- + 1.0% reward rate on all spends
- + Unlimited domestic lounge access
View Details
6.1
Score
American Express Membership Rewards Card
American Express
Annual Fee: ₹4,500/yr
- + Transfer MR points to airline/hotel partners (Marriott, British Airways)
- + 5X on select Amex offers
View Details
6.7
Score
American Express SmartEarn Credit Card
American Express
Annual Fee: ₹495/yr
- + 10X MR Points on Amazon, Flipkart, Uber, Swiggy, BookMyShow
- + Zero joining fee
View Details
9.1
Score
Axis Atlas
Axis
Annual Fee: ₹5,000/yr
0% Forex
- + Zero forex markup on international spends
- + 5X EDGE MILES on travel
View Details
8.9
Score
Fibe Axis Bank Credit Card
Axis
Annual Fee: Free
- + Lifetime free — zero annual fee
- + 3.0% reward rate on all spends
View Details
7.3
Score
Axis Magnus
Axis
Annual Fee: ₹12,500/yr
- + Unlimited domestic lounge
- + 8 international lounge visits/quarter
View Details
8.0
Score
Axis Bank Olympus Credit Card
Axis
Annual Fee: ₹15,000/yr
0% Forex
- + Annual fee ₹15,000 (waiver: Spend ₹15L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
8.0
Score
Airtel Axis Bank Credit Card
Axis
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹2L/year)
- + Up to 25.0% rewards on accelerated categories
View Details
7.8
Score
Axis Bank Aura Credit Card
Axis
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹2L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.2
Score
IKEA Family Axis Bank Credit Card
Axis
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹1L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
8.0
Score
Axis ACE Credit Card
Axis
Annual Fee: ₹499/yr
- + 5% on bill payments (Google Pay, CRED, PhonePe)
- + 4% on Swiggy, Zomato, Ola
View Details
4.3
Score
Axis Bank Reserve Credit Card
Axis
Annual Fee: ₹50,000/yr
0% Forex
- + 1.5% reward rate on all spends
- + Zero forex markup on international spends
View Details
3.9
Score
Axis Bank Primus Credit Card
Axis
Annual Fee: ₹1,80,000/yr
0% Forex
- + 1.5% reward rate on all spends
- + Zero forex markup on international spends
View Details
7.7
Score
Axis Bank Select Credit Card
Axis
Annual Fee: ₹3,000/yr
- + Annual fee ₹3,000 (waiver: Spend ₹6L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.7
Score
Axis Bank Privilege Credit Card
Axis
Annual Fee: ₹1,500/yr
- + Annual fee ₹1,500 (waiver: Spend ₹2.5L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.9
Score
Samsung Axis Bank Signature Credit Card
Axis
Annual Fee: ₹1,500/yr
- + Annual fee ₹1,500 (waiver: Spend ₹2.5L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
8.8
Score
Axis Flipkart Credit Card
Axis
Annual Fee: ₹500/yr
- + 5% cashback on Flipkart & Myntra
- + 4% on preferred partners (Swiggy, PVR, Uber)
View Details
7.3
Score
Axis Bank Vistara Signature Credit Card
Axis
Annual Fee: ₹3,000/yr
- + 1.0% reward rate on all spends
- + 8 complimentary domestic lounge visits/year
View Details
6.9
Score
Axis Bank Rewards Credit Card
Axis
Annual Fee: ₹1,000/yr
- + Annual fee ₹1,000 (waiver: Spend ₹1.5L/year)
- + 1.0% reward rate on all spends
View Details
5.4
Score
Axis Bank My Wings Credit Card
Axis
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Fuel surcharge waiver at all pumps
View Details
6.1
Score
Axis Bank Buzz Credit Card
Axis
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.9
Score
Axis Bank Horizon Credit Card
Axis
Annual Fee: ₹750/yr
- + Annual fee ₹750 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
8.2
Score
Axis MY Zone Credit Card
Axis
Annual Fee: ₹500/yr
- + 4X on movies, dining, groceries
- + Buy 1 Get 1 on movie tickets
View Details
4.1
Score
Axis Bank Neo Credit Card
Axis
Annual Fee: ₹250/yr
- + Annual fee ₹250 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
6.2
Score
Axis Indian Oil Credit Card
Axis
Annual Fee: ₹500/yr
- + 4% cashback on fuel at Indian Oil
- + 1% fuel surcharge waiver
View Details
6.3
Score
Axis Citi Rewards Credit Card
Axis (formerly Citi)
Annual Fee: ₹1,000/yr
- + 10X rewards at select department stores
- + 10X at select online merchants
View Details
7.7
Score
Bank of Baroda Eterna Credit Card
Bank of Baroda
Annual Fee: ₹2,499/yr
- + 1.99% forex
- + 8+2 lounge visits/quarter
View Details
5.8
Score
Bank of Baroda Select Credit Card
Bank of Baroda
Annual Fee: ₹1,499/yr
- + Annual fee ₹1,499 (waiver: Spend ₹1.5L/year)
- + 4 domestic lounge visits per year
View Details
4.3
Score
Bank of Baroda Easy Credit Card
Bank of Baroda
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
4.9
Score
Bank of Baroda Premier Credit Card
Bank of Baroda
Annual Fee: ₹999/yr
- + Annual fee ₹999 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
9.0
Score
CRED RuPay Credit Card
CRED
Annual Fee: Free
0% Forex
- + Lifetime free — zero annual fee
- + Up to 5.0% rewards on accelerated categories
View Details
5.4
Score
Canara Bank Platinum Credit Card
Canara Bank
Annual Fee: ₹1,000/yr
- + Annual fee ₹1,000 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
4.6
Score
Canara Bank Gold Credit Card
Canara Bank
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
8.6
Score
Scapia Federal Credit Card
Federal Bank
Annual Fee: Free
0% Forex
- + Zero forex markup on a FREE card
- + 1 coin = ₹1 — simple, transparent rewards
View Details
8.5
Score
Federal Bank Celesta Credit Card
Federal Bank
Annual Fee: ₹2,999/yr
0% Forex
- + Zero forex markup
- + 8+4 lounge visits/quarter
View Details
8.5
Score
Federal Bank Imperio Credit Card
Federal Bank
Annual Fee: ₹5,999/yr
- + Annual fee ₹5,999 (waiver: Spend ₹8L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
8.5
Score
Fi-Federal Amplifi Credit Card
Federal Bank
Annual Fee: ₹499/yr
- + 1.5% forex markup — excellent for the price
- + 5X on select categories
View Details
7.6
Score
Federal Bank Signet Credit Card
Federal Bank
Annual Fee: ₹2,999/yr
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 1.0% reward rate on all spends
View Details
8.3
Score
Jupiter Edge Credit Card
Federal Bank
Annual Fee: Free
- + Lifetime free
- + 5X on top spending category (auto-detected)
View Details
8.3
Score
OneCard Credit Card
Federal Bank / BOB Cards
Annual Fee: Free
- + Lifetime free metal card
- + 5X on top spending categories (auto-detected)
View Details
8.8
Score
HDFC Infinia
HDFC
Annual Fee: ₹12,500/yr
- + Unlimited lounge access worldwide
- + 3.3% reward rate on all spends
View Details
9.4
Score
HDFC Diners Club Black
HDFC
Annual Fee: ₹10,000/yr
- + Unlimited lounge access
- + 3.3% base reward rate
View Details
8.7
Score
HDFC Diners Club Privilege
HDFC
Annual Fee: ₹2,500/yr
- + Unlimited domestic + 12 international lounges/year
- + 10X on SmartBuy
View Details
9.3
Score
HDFC Diners Club Metal Edition
HDFC
Annual Fee: ₹10,000/yr
- + Annual fee ₹10,000 (waiver: Spend ₹5L/year)
- + Up to 33.0% rewards on accelerated categories
View Details
8.9
Score
HDFC Infinia Metal Edition
HDFC
Annual Fee: ₹12,500/yr
- + Annual fee ₹12,500 (waiver: Spend ₹10L/year)
- + Up to 33.0% rewards on accelerated categories
View Details
7.9
Score
HDFC Regalia Gold
HDFC
Annual Fee: ₹2,500/yr
- + 3.3% back on travel via SmartBuy
- + 8 domestic + 4 international lounge visits/quarter
View Details
8.5
Score
HDFC Bharat Cashback Credit Card
HDFC
Annual Fee: ₹500/yr
0% Forex
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.4
Score
HDFC UPI RuPay Credit Card
HDFC
Annual Fee: Free
0% Forex
- + Lifetime free — zero annual fee
- + 1.0% reward rate on all spends
View Details
8.3
Score
HDFC Regalia
HDFC
Annual Fee: ₹2,500/yr
- + Annual fee ₹2,500 (waiver: Spend ₹7.5L/year)
- + Up to 13.0% rewards on accelerated categories
View Details
7.6
Score
6E Rewards IndiGo HDFC Credit Card
HDFC
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹1.25L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.0
Score
HDFC Pixel Play Credit Card
HDFC
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹2L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.7
Score
HDFC InterMiles Signature Credit Card
HDFC
Annual Fee: ₹2,500/yr
- + Annual fee ₹2,500 (waiver: Spend ₹5L/year)
- + Up to 6.0% rewards on accelerated categories
View Details
8.2
Score
HDFC Millennia
HDFC
Annual Fee: ₹1,000/yr
- + 5% cashback on Amazon, Flipkart, Swiggy via SmartBuy
- + 1% cashback on all other spends
View Details
6.4
Score
HDFC Tata Neu Infinity
HDFC
Annual Fee: ₹1,499/yr
- + 10% NeuCoins on Tata platforms (BigBasket, 1mg, Croma, Taj)
- + 5% on partner merchants
View Details
6.6
Score
Indian Oil HDFC Credit Card
HDFC
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Up to 5.0% rewards on accelerated categories
View Details
6.5
Score
Marriott Bonvoy HDFC Credit Card
HDFC
Annual Fee: ₹3,000/yr
- + Annual fee ₹3,000 (waiver: Spend ₹3L/year)
- + Up to 8.0% rewards on accelerated categories
View Details
8.2
Score
HDFC Swiggy Credit Card
HDFC
Annual Fee: ₹500/yr
- + 10% cashback on Swiggy orders
- + 5% on online shopping
View Details
5.4
Score
HDFC Easy EMI Credit Card
HDFC
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
5.0
Score
HDFC MoneyBack
HDFC
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
8.2
Score
HDFC Diners Club Rewardz
HDFC
Annual Fee: ₹500/yr
- + 5X on dining and partner merchants
- + Low ₹500 fee with easy waiver
View Details
6.7
Score
HDFC MoneyBack+
HDFC
Annual Fee: ₹500/yr
- + 2X rewards on online spends
- + ₹500 fee waived at ₹50K spend
View Details
6.4
Score
HDFC Freedom Credit Card
HDFC
Annual Fee: ₹500/yr
- + 5X on dining and groceries
- + Easy ₹50K fee waiver
View Details
6.9
Score
HSBC Smart Value Credit Card
HSBC
Annual Fee: Free
- + Lifetime free — zero annual fee
- + 1.0% reward rate on all spends
View Details
7.3
Score
HSBC Premier Credit Card
HSBC
Annual Fee: ₹5,000/yr
- + Annual fee ₹5,000 (waiver: HSBC Premier account)
- + 1.0% reward rate on all spends
View Details
6.0
Score
HSBC Platinum Credit Card
HSBC
Annual Fee: ₹1,500/yr
- + Annual fee ₹1,500 (waiver: Spend ₹2L/year)
- + Fuel surcharge waiver at all pumps
View Details
6.2
Score
HSBC Visa Platinum Credit Card
HSBC
Annual Fee: ₹2,500/yr
- + Annual fee ₹2,500 (waiver: Spend ₹2.5L/year)
- + 4 domestic lounge visits per year
View Details
6.4
Score
HSBC Cashback Credit Card
HSBC
Annual Fee: ₹750/yr
- + 1.5% cashback on online spends
- + 1% cashback on offline
View Details
7.6
Score
ICICI Emeralde
ICICI
Annual Fee: ₹12,000/yr
- + Unlimited lounges worldwide
- + 1.5% forex markup
View Details
8.3
Score
ICICI Amazon Pay Credit Card
ICICI
Annual Fee: Free
- + 5% back on Amazon for Prime members
- + 2% on bill payments & Amazon Pay merchants
View Details
8.8
Score
Adani One ICICI Bank Signature
ICICI
Annual Fee: ₹5,000/yr
- + Annual fee ₹5,000 (waiver: Spend ₹5L/year)
- + Up to 7.0% rewards on accelerated categories
View Details
7.1
Score
ICICI Sapphiro
ICICI
Annual Fee: ₹6,500/yr
- + 1.5% forex markup — among the lowest
- + Unlimited domestic lounges
View Details
7.3
Score
ICICI MakeMyTrip Credit Card
ICICI
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹2L/year)
- + 1.0% reward rate on all spends
View Details
6.4
Score
ICICI HPCL Super Saver Credit Card
ICICI
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Up to 6.5% rewards on accelerated categories
View Details
7.1
Score
Adani One ICICI Bank Platinum
ICICI
Annual Fee: ₹750/yr
- + Annual fee ₹750 (waiver: Spend ₹1L/year)
- + 1.0% reward rate on all spends
View Details
4.8
Score
ICICI Platinum Credit Card
ICICI
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Fuel surcharge waiver at all pumps
View Details
4.8
Score
ICICI Platinum Chip Credit Card
ICICI
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Fuel surcharge waiver at all pumps
View Details
5.9
Score
ICICI Times Black Credit Card
ICICI
Annual Fee: ₹750/yr
- + Annual fee ₹750 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.9
Score
ICICI Manchester United Signature
ICICI
Annual Fee: ₹2,999/yr
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 4 domestic lounge visits per year
View Details
5.0
Score
ICICI Manchester United Platinum
ICICI
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.1
Score
ICICI Coral Contactless Credit Card
ICICI
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
6.8
Score
ICICI Coral Credit Card
ICICI
Annual Fee: ₹500/yr
- + Buy 1 Get 1 movie tickets on BookMyShow
- + 2X rewards on dining
View Details
4.8
Score
ICICI Rubyx Credit Card
ICICI
Annual Fee: ₹3,000/yr
- + Annual fee ₹3,000 (waiver: Spend ₹3.5L/year)
- + 4 domestic lounge visits per year
View Details
6.2
Score
HPCL ICICI Coral Credit Card
ICICI
Annual Fee: ₹499/yr
- + 4% rewards on HPCL fuel
- + 2.5% on dining and grocery
View Details
8.2
Score
IDFC FIRST Wealth Credit Card
IDFC FIRST
Annual Fee: ₹1,999/yr
0% Forex
- + Zero forex markup
- + 6X rewards on dining
View Details
8.6
Score
IDFC FIRST WOW Credit Card
IDFC FIRST
Annual Fee: Free
0% Forex
- + Lifetime free — zero annual fee
- + 1.0% reward rate on all spends
View Details
8.7
Score
IDFC FIRST Select Credit Card
IDFC FIRST
Annual Fee: ₹999/yr
0% Forex
- + Zero forex markup at entry-level pricing
- + 4 domestic + 2 international lounges/quarter
View Details
8.6
Score
IDFC FIRST Mayura Credit Card
IDFC FIRST
Annual Fee: ₹5,999/yr
0% Forex
- + Up to 10.0% rewards on accelerated categories
- + Zero forex markup on international spends
View Details
7.8
Score
IDFC FIRST Ashva Credit Card
IDFC FIRST
Annual Fee: ₹2,999/yr
- + Up to 5.0% rewards on accelerated categories
- + Low 1.0% forex markup
View Details
6.7
Score
IDFC FIRST Classic Credit Card
IDFC FIRST
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Up to 5.0% rewards on accelerated categories
View Details
6.9
Score
IDFC FIRST Millennia Credit Card
IDFC FIRST
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Up to 5.0% rewards on accelerated categories
View Details
7.7
Score
IDFC FIRST Diamond Reserve Credit Card
IDFC FIRST
Annual Fee: ₹3,000/yr
0% Forex
- + 1.0% reward rate on all spends
- + Zero forex markup on international spends
View Details
6.7
Score
IDFC FIRST SWYP Credit Card
IDFC FIRST
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
6.6
Score
IDFC FIRST Power+ Credit Card
IDFC FIRST
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
6.8
Score
Club Vistara IDFC FIRST Credit Card
IDFC FIRST
Annual Fee: ₹4,999/yr
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
View Details
7.4
Score
IndusInd Legend Credit Card
IndusInd
Annual Fee: ₹9,999/yr
- + Unlimited domestic lounges
- + 1.8% forex markup — competitive
View Details
7.7
Score
IndusInd Bank Pioneer Heritage Credit Card
IndusInd
Annual Fee: ₹7,500/yr
- + Annual fee ₹7,500 (waiver: Spend ₹10L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
3.5
Score
IndusInd Bank Indulge Credit Card
IndusInd
Annual Fee: ₹2,00,000/yr
0% Forex
- + Zero forex markup on international spends
- + Unlimited domestic lounge access
View Details
6.3
Score
IndusInd Bank Platinum Aura Edge Credit Card
IndusInd
Annual Fee: ₹999/yr
- + Annual fee ₹999 (waiver: Spend ₹1L/year)
- + 1.0% reward rate on all spends
View Details
5.0
Score
IndusInd Bank Platinum Visa Credit Card
IndusInd
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Fuel surcharge waiver at all pumps
View Details
6.8
Score
IndusInd Pinnacle Credit Card
IndusInd
Annual Fee: ₹2,999/yr
- + 8 domestic + 2 international lounges/quarter
- + 3X on weekend spends
View Details
6.6
Score
IndusInd Bank Crest Credit Card
IndusInd
Annual Fee: ₹2,999/yr
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 8 complimentary domestic lounge visits/year
View Details
5.7
Score
IndusInd Bank Signature Credit Card
IndusInd
Annual Fee: ₹1,999/yr
- + Annual fee ₹1,999 (waiver: Spend ₹2L/year)
- + 4 domestic lounge visits per year
View Details
4.5
Score
IndusInd Bank Duo Credit Card
IndusInd
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Fuel surcharge waiver at all pumps
View Details
5.6
Score
IndusInd Bank Celesta Credit Card
IndusInd
Annual Fee: ₹1,499/yr
- + Annual fee ₹1,499 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
6.3
Score
IndusInd Tiger Credit Card
IndusInd
Annual Fee: ₹599/yr
- + Buy 1 Get 1 movie tickets
- + Zero joining fee
View Details
8.1
Score
Kotak White Reserve Credit Card
Kotak
Annual Fee: ₹12,500/yr
- + Annual fee ₹12,500 (waiver: Spend ₹15L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.6
Score
Myntra Kotak Credit Card
Kotak
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹1L/year)
- + Up to 7.5% rewards on accelerated categories
View Details
7.5
Score
Kotak Air+ Credit Card
Kotak
Annual Fee: ₹3,000/yr
- + Up to 5.0% rewards on accelerated categories
- + 4 domestic lounge visits per year
View Details
7.4
Score
Kotak Solitaire Credit Card
Kotak
Annual Fee: ₹5,000/yr
- + Annual fee ₹5,000 (waiver: Spend ₹5L/year)
- + 1.0% reward rate on all spends
View Details
6.3
Score
IndianOil Kotak Credit Card
Kotak
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Up to 5.0% rewards on accelerated categories
View Details
5.8
Score
Kotak 811 DreamDifferent Credit Card
Kotak
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Fuel surcharge waiver at all pumps
View Details
7.3
Score
Kotak Royale Signature Credit Card
Kotak
Annual Fee: ₹3,000/yr
- + Annual fee ₹3,000 (waiver: Spend ₹3L/year)
- + 1.0% reward rate on all spends
View Details
7.6
Score
Kotak Privy League Signature
Kotak
Annual Fee: ₹2,999/yr
- + 8+4 lounge visits/quarter
- + 3X on travel and international
View Details
6.1
Score
Kotak Silk Inspire Credit Card
Kotak
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.8
Score
Kotak PVR Platinum Credit Card
Kotak
Annual Fee: ₹799/yr
- + Annual fee ₹799 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
6.0
Score
Kotak Delight Platinum Credit Card
Kotak
Annual Fee: ₹999/yr
- + Annual fee ₹999 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.2
Score
Kotak Aqua Gold Credit Card
Kotak
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Fuel surcharge waiver at all pumps
View Details
7.5
Score
Kotak Zen Credit Card
Kotak
Annual Fee: ₹1,999/yr
- + Zero joining fee
- + 3X on dining, travel, entertainment
View Details
5.0
Score
Kotak Urbane Gold Credit Card
Kotak
Annual Fee: ₹199/yr
- + Annual fee ₹199 (waiver: Spend ₹75K/year)
- + Fuel surcharge waiver at all pumps
View Details
5.2
Score
Kotak Essentia Platinum Credit Card
Kotak
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹75K/year)
- + Fuel surcharge waiver at all pumps
View Details
6.6
Score
Kotak League Platinum Credit Card
Kotak
Annual Fee: ₹500/yr
- + Zero joining fee
- + ₹500 annual fee waived at ₹50K
View Details
6.8
Score
PNB Rupay Platinum Credit Card
PNB
Annual Fee: ₹999/yr
0% Forex
- + Annual fee ₹999 (waiver: Spend ₹1L/year)
- + Zero forex markup on international spends
View Details
4.3
Score
PNB Gold Credit Card
PNB
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
7.9
Score
RBL Insignia Preferred Credit Card
RBL
Annual Fee: ₹10,000/yr
0% Forex
- + Annual fee ₹10,000 (waiver: Spend ₹10L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
6.7
Score
RBL Icon Credit Card
RBL
Annual Fee: ₹5,000/yr
- + Annual fee ₹5,000 (waiver: Spend ₹5L/year)
- + 1.0% reward rate on all spends
View Details
5.6
Score
RBL World Safari Credit Card
RBL
Annual Fee: ₹3,000/yr
0% Forex
- + Annual fee ₹3,000 (waiver: Spend ₹3L/year)
- + Zero forex markup on international spends
View Details
5.3
Score
RBL Movies and More Credit Card
RBL
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.5
Score
RBL Fun+ Credit Card
RBL
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹75K/year)
- + Fuel surcharge waiver at all pumps
View Details
4.7
Score
RBL Platinum Maxima Credit Card
RBL
Annual Fee: ₹2,000/yr
- + Annual fee ₹2,000 (waiver: Spend ₹2L/year)
- + 4 domestic lounge visits per year
View Details
4.4
Score
RBL Titanium Delight Credit Card
RBL
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
5.7
Score
RBL ShopRite Credit Card
RBL
Annual Fee: ₹500/yr
- + 5% on groceries and online shopping
- + 1% on all other spends
View Details
5.9
Score
RBL BankBazaar PLAY Credit Card
RBL
Annual Fee: Free
- + Lifetime free card
- + 5X on entertainment
View Details
7.3
Score
SBI IRCTC Premier Credit Card
SBI
Annual Fee: ₹1,499/yr
- + Annual fee ₹1,499 (waiver: Spend ₹2L/year)
- + Up to 10.0% rewards on accelerated categories
View Details
7.5
Score
SBI Flipkart Credit Card
SBI
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹2L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.4
Score
SBI Card MILES ELITE
SBI
Annual Fee: ₹4,999/yr
- + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.1
Score
IndiGo SBI ELITE Credit Card
SBI
Annual Fee: ₹4,999/yr
- + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.2
Score
Reliance SBI Credit Card
SBI
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + 1.25% reward rate on all spends
View Details
6.0
Score
SBI Card ELITE
SBI
Annual Fee: ₹4,999/yr
- + 2% forex markup — competitive
- + 8 domestic + 6 international lounges/year
View Details
6.7
Score
SBI Etihad Guest Credit Card
SBI
Annual Fee: ₹2,999/yr
- + Up to 6.0% rewards on accelerated categories
- + 4 domestic lounge visits per year
View Details
7.8
Score
Air India SBI Signature Credit Card
SBI
Annual Fee: ₹4,999/yr
- + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
- + 1.5% reward rate on all spends
View Details
5.3
Score
SBI IRCTC Credit Card
SBI
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.5
Score
SBI Club Vistara Credit Card
SBI
Annual Fee: ₹1,499/yr
- + 1.5% reward rate on all spends
- + 4 domestic lounge visits per year
View Details
6.8
Score
SBI Aurum Credit Card
SBI
Annual Fee: ₹9,999/yr
- + Annual fee ₹9,999 (waiver: Spend ₹10L/year)
- + 1.0% reward rate on all spends
View Details
5.8
Score
Apollo SBI Credit Card
SBI
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
5.8
Score
Titan SBI Credit Card
SBI
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
5.5
Score
Yatra SBI Credit Card
SBI
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
6.3
Score
SBI Card PRIME
SBI
Annual Fee: ₹2,999/yr
- + 5X on dining, departmental stores, movies
- + 1.99% forex markup
View Details
5.5
Score
SBI Unnati Credit Card
SBI
Annual Fee: Free
0% Forex
- + Lifetime free — zero annual fee
- + Zero forex markup on international spends
View Details
5.9
Score
SBI Card ELITE Advantage
SBI
Annual Fee: ₹4,999/yr
- + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
6.5
Score
Reliance SBI PRIME Credit Card
SBI
Annual Fee: ₹2,999/yr
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 1.0% reward rate on all spends
View Details
7.6
Score
SBI Cashback Credit Card
SBI
Annual Fee: ₹999/yr
- + 5% cashback on online spends
- + 1% cashback on all other spends
View Details
6.0
Score
SBI SimplySAVE Credit Card
SBI
Annual Fee: ₹499/yr
- + Annual fee ₹499 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.4
Score
SBI SimplyCLICK
SBI
Annual Fee: ₹499/yr
- + 10X rewards on Amazon, Cleartrip, Lenskart, Netmeds, Apollo 24/7
- + ₹500 Amazon welcome voucher
View Details
6.6
Score
SBI Card MILES PRIME
SBI
Annual Fee: ₹2,999/yr
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 4 domestic lounge visits per year
View Details
5.0
Score
SBI BPCL Octane Credit Card
SBI
Annual Fee: ₹1,499/yr
- + Annual fee ₹1,499 (waiver: Spend ₹2L/year)
- + Up to 6.25% rewards on accelerated categories
View Details
5.7
Score
Doctor's SBI Credit Card
SBI
Annual Fee: ₹1,999/yr
- + Annual fee ₹1,999 (waiver: Spend ₹2L/year)
- + 4 domestic lounge visits per year
View Details
6.1
Score
SBI BPCL Credit Card
SBI
Annual Fee: ₹499/yr
- + 13X rewards on BPCL fuel
- + 5X on dining, departmental stores, movies
View Details
4.2
Score
Niyo Global Card
SBM Bank
Annual Fee: Free
0% Forex
- + Zero forex markup — absolute zero
- + Real-time exchange rates
View Details
6.8
Score
Slice Credit Card
Slice
Annual Fee: Free
- + Lifetime free — zero annual fee
- + 1.0% reward rate on all spends
View Details
7.3
Score
Standard Chartered DigiSmart Credit Card
Standard Chartered
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Up to 5.0% rewards on accelerated categories
View Details
6.6
Score
Standard Chartered Smart Credit Card
Standard Chartered
Annual Fee: Free
- + Lifetime free — zero annual fee
- + 1.0% reward rate on all spends
View Details
8.7
Score
Standard Chartered Ultimate Credit Card
Standard Chartered
Annual Fee: ₹5,000/yr
- + 3.3% reward rate on ALL spends — no category restriction
- + 1 RP = ₹1 when redeemed for flights
View Details
7.4
Score
Standard Chartered Manhattan Platinum Credit Card
Standard Chartered
Annual Fee: ₹999/yr
- + Annual fee ₹999 (waiver: Spend ₹1L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.8
Score
Standard Chartered Emirates World Credit Card
Standard Chartered
Annual Fee: ₹3,000/yr
- + Annual fee ₹3,000 (waiver: Spend ₹5L/year)
- + 1.0% reward rate on all spends
View Details
6.0
Score
Standard Chartered Platinum Rewards Credit Card
Standard Chartered
Annual Fee: ₹750/yr
- + Annual fee ₹750 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
7.5
Score
Uni Pay 1/3rd Card
Uni
Annual Fee: Free
- + Lifetime free — zero annual fee
- + Up to 5.0% rewards on accelerated categories
View Details
5.4
Score
Union Bank Visa Signature Credit Card
Union Bank
Annual Fee: ₹2,999/yr
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 4 domestic lounge visits per year
View Details
4.6
Score
Union Bank Platinum Credit Card
Union Bank
Annual Fee: ₹500/yr
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Fuel surcharge waiver at all pumps
View Details
8.1
Score
YES Marquee Credit Card
YES Bank
Annual Fee: ₹4,999/yr
- + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
- + Up to 5.0% rewards on accelerated categories
View Details
7.6
Score
YES FIRST Preferred Credit Card
YES Bank
Annual Fee: ₹2,999/yr
- + 1.75% forex — competitive
- + Generous welcome bonus
View Details
6.7
Score
YES FIRST Exclusive Credit Card
YES Bank
Annual Fee: ₹10,000/yr
- + Annual fee ₹10,000 (waiver: Spend ₹10L/year)
- + 1.0% reward rate on all spends
View Details
4.8
Score
YES Prosperity Rewards Plus Credit Card
YES Bank
Annual Fee: ₹399/yr
- + Annual fee ₹399 (waiver: Spend ₹1L/year)
- + Fuel surcharge waiver at all pumps
View Details
5.6
Score
YES Wellness Plus Credit Card
YES Bank
Annual Fee: ₹999/yr
- + Annual fee ₹999 (waiver: Spend ₹1.5L/year)
- + Fuel surcharge waiver at all pumps
View Details
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