Titan SBI Credit Card credit card
Lifestyle

Titan SBI Credit Card

SBI logo SBI
8.8
CardTrail Score
Very Good
out of 10
Net Value
10.0
Accessibility
8.0
Feature Depth
7.5
Bank Trust
8.5
How we score →
Annual Fee
₹2,999
Spend ₹3L/year
Forex Markup
3.5%
Reward Rate
1.5%
Up to 7.5%
Lounge Access
8
domestic | 4 intl

About This Card

The Titan SBI Credit Card is a lifestyle credit card from SBI with an annual fee of ₹2999. It offers a base reward rate of 0.5% with up to 5.0% on select categories. Key perks include fuel surcharge waiver. Best suited for online shoppers.

Pros & Cons

Pros

  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases
  • Attractive welcome bonus: ₹500 Titan voucher

Cons

  • 3.5% forex markup is above average
  • No complimentary lounge access
  • Below-average base reward rate

Fee Details

Annual Fee
₹2,999
Joining Fee
₹2,999
Fee Waiver Condition
Spend ₹3L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1.5%
Max Rate
7.5%
Currency
Titan Reward Points
Welcome Bonus
12,000 Reward Points worth ₹3,000

Lounge Access

Domestic Lounges
8
per year
International Lounges
4
per year

Key Highlights

  • Annual fee ₹2999 (waiver: Spend ₹1L/year)
  • Up to 5.0% rewards on accelerated categories
  • Fuel surcharge waiver at all pumps
  • Welcome bonus: ₹500 Titan voucher

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Active Offers (1)

All offers
Offer 6d left

10% instant discount on Flipkart

10% instant discount up to Rs 1,750 on Flipkart purchases above Rs 4,999 with any SBI credit card.

Useful Tools

Calculators and finders relevant to the Titan SBI Credit Card

Quick Summary

Best For
shopping cashback
Annual Fee ₹2,999
Base Reward 1.5%
Max Reward 7.5%
Forex Markup 3.5%
Network Visa
Min Income ₹3L+

CardTrail Score

8.8
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

shopping cashback

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