Kotak Urbane Gold Credit Card
Kotak About This Card
The Kotak Urbane Gold Credit Card is a rewards credit card from Kotak with an annual fee of ₹0. It earns rewards at 0.3% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for everyday users and entertainment lovers.
Pros & Cons
Pros
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- 3.5% forex markup is above average
- No complimentary lounge access
- Below-average base reward rate
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Annual fee ₹0 (waiver: Spend ₹75K/year)
- Fuel surcharge waiver at all pumps
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Active Offers (1)
All offersFlat 50% off first Zomato order
New Zomato Gold subscribers get 50% off up to Rs 300 on first order using Kotak credit cards.
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