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SBI BPCL Credit Card credit card
Fuel

SBI BPCL Credit Card

SBI logo SBI
6.7
CardTrail Score
Decent
out of 10
Net Value
7.1
Accessibility
8.5
Feature Depth
3.5
Bank Trust
8.5
How we score →
Compare This Card Full Details
Annual Fee
₹499
Spend ₹50K/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 4.7%
Lounge Access
0
domestic | 0 intl

About This Card

SBI BPCL is the best fuel card for BPCL customers — 13X rewards translates to about 4.7% back on fuel. If BPCL is your fuel station, this card saves you ₹3,000-5,000/year on fuel alone. The 5X on dining adds extra value.

Pros & Cons

Pros

  • 13X on BPCL fuel = ~4.7% back
  • 5X on dining/movies
  • Easy ₹50K fee waiver
  • SBI's wide acceptance

Cons

  • Only for BPCL stations
  • Base rate is poor
  • 3.5% forex
  • Points value is low

Fee Details

Annual Fee
₹499
Joining Fee
₹499
Fee Waiver Condition
Spend ₹50K/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.5%
Max Rate
4.7%
Currency
Reward Points
Welcome Bonus
None

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • 13X rewards on BPCL fuel
  • 5X on dining, departmental stores, movies
  • Low ₹499 annual fee

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Useful Tools

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EMI Cost Calculator
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Forex Savings Calculator
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Quick Summary

Best For
fuel beginner
Annual Fee ₹499
Base Reward 0.5%
Max Reward 4.7%
Forex Markup 3.5%
Network Visa/Mastercard
Min Income ₹2L+
Compare This Card

CardTrail Score

6.7
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

fuel beginner

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