ICICI Times Black Credit Card credit card
Super Premium

ICICI Times Black Credit Card

ICICI logo ICICI
8.6
CardTrail Score
Very Good
out of 10
Net Value
10.0
Accessibility
5.0
Feature Depth
8.5
Bank Trust
8.5
How we score →
Annual Fee
₹20,000
25 lakh per year
Forex Markup
1.5%
Reward Rate
2%
Up to 2.5%
Lounge Access
2
domestic | 2 intl

About This Card

The ICICI Times Black Credit Card is a super-premium credit card from ICICI with an annual fee of ₹20,000. It delivers a solid 2.0% reward rate on all spends. Key perks include a low 1.5% forex markup, fuel surcharge waiver. Best suited for everyday users and entertainment lovers.

Pros & Cons

Pros

  • Strong 2.0%+ base reward rate
  • Low forex markup at 1.5%
  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases

Cons

  • High annual fee of ₹20,000

Fee Details

Annual Fee
₹20,000
Joining Fee
₹20,000
Fee Waiver Condition
25 lakh per year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
2%
Max Rate
2.5%
Currency
Times Points
Welcome Bonus
Quorum Club membership + curated experiences

Lounge Access

Domestic Lounges
2
per quarter
International Lounges
2
per quarter

Key Highlights

  • Annual fee ₹20,000 (waiver: 25 lakh per year)
  • 2.0% reward rate on all spends
  • Low 1.5% forex markup
  • Fuel surcharge waiver at all pumps

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Active Offers (1)

All offers
Offer 2d left

Rs 2,000 off on MakeMyTrip flights

Use code ICICIFLY for Rs 2,000 off domestic flights above Rs 8,000. International: Rs 5,000 off above Rs 30,000.

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Quick Summary

Best For
general movies
Annual Fee ₹20,000
Base Reward 2%
Max Reward 2.5%
Forex Markup 1.5%
Network Visa
Min Income ₹4L+

CardTrail Score

8.6
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

general movies

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